How do individuals renew their social security?

Personal renewal of social security methods are as follows:

1. If you have a local account and renew it in the talent center where the file is located, you need to pay 6% or 8% of the average salary of employees in the previous year. In other words, individual contributions are implemented according to the standard of 28% of the local average salary in the previous year;

2. external account needs an affiliate to renew the fee. If it is a foreign hukou, it cannot be renewed through the local talent center after the interruption. However, insurance payments can be made by affiliated companies. You can find a friend's company or a regular insurance agency.

What materials are needed to renew social security?

1, Labor and Social Security Agency Agreement of local talent market

2. Original and photocopy of ID card (one copy);

3, the basic old-age insurance relationship of employees transferred from the "declaration form" or "fund transfer list";

4 "Employee Pension Insurance Manual" or "Labor Contract System Employee Retirement Pension Insurance Fund Registration Form" (the original data of payment records issued by the manual or registration form is not available).

What might be the impact of cutting off social security?

1, old-age insurance, in fact, the impact of breaking off social security on old-age care is not particularly great. Of course, this refers to a short-term break-off, because there is a hard and fast rule in the old-age insurance that you can only get a pension after paying 15 years. Therefore, breaking 1 or 2 months will not have much impact, but one month less pension will be less;

2. Medical insurance. Once the medical insurance broke off, all these things reimbursed by medical insurance stopped. To put it bluntly, you have to pay for these things in full during the period of supply suspension, medical treatment and hospitalization, and many cities also have recovery periods. Even if the medical insurance is renewed, it will take three months to be reimbursed. During the break-off, your medical insurance card is temporarily unavailable;

3. Maternity insurance should be paid 9 months before giving birth and 12 months after giving birth. Maternity insurance is more important for women than men, because women can have maternity leave of about 100 days at most, while men only have 15 days;

Unemployment insurance can't be used until it is paid for one year. If it is broken, it can't be obtained. But, ah, the maximum unemployment benefit received by unemployment insurance is about 1000, which may be of little significance to high-income groups;

5. Work injury insurance is also enjoyed during the payment period. If the company fails to pay work-related injury insurance, the cost of work-related injury treatment shall be borne by the company.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC).

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.