Social security is facing great changes, what impact will it have on us?

As a national welfare insurance, social security has provided basic social security for 1 1 hundreds of millions of people in China. Regarding the changes in social security, you can read the article "Dad" to find out. Six major changes in social security in 2020: from "five insurances" to "four insurances"? 》

The introduction of the new social security regulations this time is a good start to standardize social security, which is good for us ordinary people.

Don't believe it? Let's look directly at the relevant adjustment content:

1. Five risks change into six risks.

Five insurances and one gold, everyone may have heard of it. Five insurances refer to social basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and social basic old-age insurance. This new social security regulation of 202 1 proposes to change the original five insurances into six insurances, that is, to add a long-term care insurance on the basis of the five insurances.

2. The scope of reimbursement includes general outpatient service.

In the past, most urban workers' medical insurance could not reimburse the general outpatient medical expenses.

The general outpatient medical expenses incurred by the insured in the process of medical treatment can only be paid out of their own pockets.

The 202 1 new social security regulations clearly stipulate that general outpatient medical expenses are included in the scope of reimbursement, and the payment ratio is at least 50%.

Generally speaking, in the future, medical insurance can not only reimburse general outpatient medical expenses, but also at least reimburse 50% related expenses.

3. Double insurance? no

In the past, due to the imperfect social security system, many people had two social security systems, one in the workplace and the other in the residence.

202 1 after the new social security regulations were promulgated, it was explicitly forbidden for social security to participate in insurance again, that is, everyone can only have one social security.