Can the baby social security card reimburse the birth expenses?

Can the newborn social security card reimburse the birth expenses? On the issue of insurance, today, August 29th, 2022, Deep Blue asked me to sort out the related issues and have a look together.

Buying insurance for newborns is a "topic" studied by many novice parents, and it has also become the hottest focus. However, children need the most basic social security before they can consider buying commercial insurance. Jaundice is the most common phenomenon at birth. Some will stay in the baby incubator for 3-7 years, and the medical expenses are not expensive. So, can the newborn social security card reimburse the birth expenses? What should I buy for commercial insurance? In this issue, let's take a look.

1. Can the newborn social security card reimburse the birth expenses?

Usually, if the newborn baby enters the incubator, the medical expenses are relatively high, ranging from 500- 1000 yuan per day, and staying for a week will cost tens of thousands directly, so if you apply for social security, you can alleviate the economic pressure of some families.

Newborn social security card can't reimburse the expenses at birth, but it belongs to the medical expenses after birth if it is put in an incubator. After the newborn is insured, it is more convenient to use the medical insurance settlement system and can be reimbursed. The domestic social security, whether it is the newborn social security card or the medical insurance for urban and rural residents, is a type and belongs to the same country.

Family medical insurance.

When you are hospitalized, try to use the drugs and treatments in the medical insurance catalogue, then the medical insurance can be reimbursed.

Second, what should I buy for commercial insurance for newborns?

In fact, before buying insurance for the baby, the insurance for adults should be complete. On the basis of giving priority to children's medical insurance, commercial medical insurance for newborns can be considered:

1, micro-medical insurance:

Newborns have weak resistance. 0-3 years old is not fully developed, which is easy to cause diseases, especially in autumn and winter seasons. It will be better and more practical to have a small amount of medical insurance and medical insurance as a supplement.

2、

Million medical insurance

：

Medical insurance is good for babies. Millions of medical insurance with high deductible is very valuable for reimbursement of hospitalization expenses caused by serious illness.

3. Children

critical illness insurance

：

If the baby is unfortunately suffering from a serious illness, the family adults have to bear the high daily medical expenses and treatment expenses, as well as the nursing expenses, nutrition expenses and even lost time expenses of the family income group. Therefore, it can be matched with the special children's critical illness insurance on the market.