Social security bank card cancellation. Can I use the social security card?

In addition to the medical expense account, the social security card also has the function of saving, and the savings account is cancelled instead of the social security account, so it can continue to be used normally. It is not recommended to close the account. If the company pays medical insurance, it will refund the personal expenses and part of the company expenses to the card every month.

Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Apply for job registration and unemployment registration, apply for unemployment insurance, and apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online. It has no effect on the social security card and can continue to participate in the insurance. If the user needs to change the bank card of the correspondent bank, he should first go through the cancellation procedures at the original social security card issuing bank, and withdraw the balance of the personal financial account of the original social security card, which will be recovered and destroyed by the issuing bank. The cardholder finally applies to the newly selected correspondent bank. After the new social security card account is established, the balance of the original social security card medical insurance account will be automatically transferred to the new social security card.

legal ground

Notice on Loading Financial Functions into Social Security Cards

Second, functional positioning.

The financial function of social security card is mainly realized by loading bank application on social security card. Social security card loaded with financial function (hereinafter referred to as social security card with financial function), electronic certificate, the cardholder enjoys the rights of social security and public employment services, and has the basic functions of social security card such as information recording, information inquiry and business handling, and can also be used as a bank card with financial functions such as cash deposit and withdrawal, transfer and consumption.

The financial application of the social security card with financial function is RMB debit application, and the credit function is not supported for the time being, and its application scope is limited to People's Republic of China (PRC).

The card medium of social security card with financial function is contact chip card, which can be temporarily transitioned in the form of chip and hidden magnetic stripe composite card. The chip should include both human resources and social security applications (hereinafter referred to as social security applications) and financial applications.