What is the impact of Hangzhou social security being cut off in the middle?

Due to the different contents of social security payment agreements in different places, the impact on individuals is also different.

Compared with other cities, the public security in Hangzhou will be more seriously affected. If you stop paying social security in Hangzhou, it will affect your payment period accounting and the standard of future treatment. If you are a friend who intends to settle down in Hangzhou, it will also affect the problem of buying a house, buying a car and landing an account in the future.

According to the relevant policies and regulations issued by Hangzhou, residents who are not registered in Hangzhou need to pay social security for two years in order to enjoy the qualification of buying a house in Hangzhou without interruption. If there is a gap, you will be disqualified from buying a house. Similarly, the qualification to buy a car will be cancelled. The point is, even if you pay it back later, it doesn't count. Once you stop, you need to start from the beginning.

The social security card, namely the Social Security Card of the People's Republic of China, refers to an integrated circuit (ic) card that is uniformly planned by Ministry of Human Resources and Social Security and issued to the society by local human resources and social security departments for various business fields of human resources and social security.

Social security card holders can use this card to settle personal accounts of medical insurance in real time, handle pension insurance affairs, apply for job registration and unemployment registration. The card adopts the national unified standard, and the social security number adopts the citizenship number in accordance with the relevant provisions of the Social Insurance Law.

From June 5438+1 October1day, 2020, Hong Kong, Macao and Taiwan residents who work, live and study in the mainland of China will have social security cards, and enjoy the legal rights and benefits of social insurance in accordance with the law, just like mainland residents.

To correctly understand the concept of social security card, we must also understand the relationship between social security card and IC card in other industries, especially with bank card.

Because the "personal account" on social security cards for cardholders to settle in hospitals is similar to the "electronic wallet" of bank cards, some regions or manufacturers adopt the standard of bank cards to design social security cards. The bank card standard is a specification for the application of bank cards, and its file storage format, instruction operation, security management and other aspects are all designed for various financial-related transactions. IC cards issued in the field of labor and social security are mainly used for administrative management, and their main function is to manage information records, which is quite different from that of bank cards.

The medical insurance personal account in the social security card is also essentially different from the electronic wallet in the bank card. It records accounts in personal accounts, not real money. After the cardholder transfers the balance of personal account to the card, the medical insurance institution is still responsible for the use of the account. Even if the cardholder's card is lost or damaged, as long as the funds in the personal account are not fraudulently used by others before reporting the loss, they still belong to the cardholder, and this part of the account can still be used for medical consumption.

The electronic wallet in the bank card has nothing to do with the bank once the user deposits the money in the card. Once the card is lost or damaged, the loss shall be borne by the cardholder. Therefore, medical insurance personal accounts must not be handled by electronic wallets.

In some places, it is not recommended to put social security applications and financial applications on one card, because integrating business applications and management applications on one card will cause many drawbacks in management, inconvenience to cardholders and management institutions, and even losses to cardholders.