Why is there no money in the medical insurance card after paying the money?

1. The query method is wrong. Some insured people will mistake the personal account balance of the medical insurance card for the financial account balance of the social security card, but the financial account of the social security card will have money only if someone deposits money in it, similar to the bank card. If you don't put the money in, there will be no money. Moreover, when inquiring at ATM or like a bank card, you can only inquire about the personal account balance of the social security card, but you can't inquire.

If you need to check the personal account balance of the medical insurance card, you can check it at the designated medical institution, or call the social security service hotline, or you can check it at the local social security bureau's official account in official website or WeChat.

2. The medical insurance institution has not started to transfer money, so just wait patiently;

3. The personal account balance of medical insurance has been used up. ;

4. The personal account information of medical insurance is incomplete, which may be due to the incomplete display of local social security information. You can go to the social security service agency of the insured place to inquire about the complete information.

Social medical insurance card (referred to as medical insurance card or medical insurance card) is a special card for personal account of medical insurance. It takes personal identity card as the identification code, and stores personal identity card number, name, gender, payment and consumption of account funds, etc.

Social medical insurance cards are generally undertaken by local designated agent banks. After the insured unit pays the fee, the local medical insurance agency will entrust the bank to transfer the personal account payment to the insured employee's personal medical insurance card at the end of the month.

How to use:

1, scope of use of medical insurance card: When insured employees go to designated hospitals and pharmacies for medical treatment, they can swipe their cards on POS machines with their passwords, but they cannot withdraw cash or transfer money.

2. Inquire about the balance of medical insurance card: Insured employees can inquire about the balance by telephone, or at the Bank Savings Office of China or the designated hospitals and pharmacies in the urban area. You can also log in to the social security inquiry system online.

3. Inquiries about medical insurance card transactions: Insured employees can print medical insurance card transaction records, including personal account payment records and consumption records, at China Bank Savings Office. If you have any questions about the transaction records, you can go to the retail business department of Bank of China.

4. Medical insurance card password: The insured employees can change their passwords by phone or bring their ID cards to the Bank of China Savings Office. If the insured employee forgets his password, he can report the loss of the original password with his ID card to China Bank Savings Office and change it.

5. Custody of medical insurance card: Insured employees should keep the medical insurance card properly. If you accidentally lose it, please immediately issue a letter of proof to the unit and stamp it at the medical insurance office for confirmation, and then report the loss to China Bank Savings Office with your ID card and go through the formalities of replacement. After 7 days, they can get a new card.

6. Precautions: When the number of medical insurance card transactions reaches 60, the insured employees must go to China Bank Savings Office to print the transaction records, otherwise they will stop using the card. After the transaction record is printed, the card can continue to be used.

Use process:

Using medical insurance card in designated hospitals

(1) When seeing a doctor in a designated hospital, show the medical insurance card to prove the identity and registration of the insured. Individuals do not need to pay first and then reimburse, and medical insurance and hospitals can directly settle the part of medical insurance reimbursement. Only when the account is settled, the self-funded part will be paid by the balance of the medical insurance card or cash.

(2) There is a deductible for hospitalization reimbursement (the deductible standard is generally 10% of the average annual salary of employees in the city last year), which means that the money on the deductible needs to be paid by itself, and the part exceeding the deductible can be reimbursed according to the provisions of local medical insurance. The reimbursement rate varies from place to place, and different projects in different hospitals are also different.

Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and both employers and employees shall pay the basic medical insurance premium according to the provisions of the state.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.