How to report the excess of Shanghai social security card?

For reimbursement in proportion above the deductible line, the expenses shall be paid after settlement in proportion, and no reimbursement is required afterwards.

The excess (but below the maximum limit of 70,000 yuan) will be reimbursed by 85% (i.e. 15%). If you have already paid this 1500 yuan for the second hospitalization, you don't need to pay it again, and the medical insurance will directly reimburse 85%. However, if the hospitalization, outpatient serious illness and family bed medical expenses (excluding self-funded expenses and deductible line 1500 yuan, but including self-funded expenses) exceed the maximum limit, medical insurance will only reimburse 80%.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.