Is the electronic social security card a medical insurance card?

Electronic social security card is different from medical insurance card. Although there are some overlaps in functions and usage scenarios, the information and service scope they carry are different.

First, the definition of electronic social security card and medical insurance card

Electronic social security card is an online form of social security card, and it is a electronic certificate and settlement tool for cardholders to enjoy social services and other livelihood services online. Set identity authentication, information inquiry, business handling, medical insurance settlement, financial payment and other functions in one.

Medical insurance card is a special card for personal account of medical insurance. It takes personal ID card as the identification code, and stores detailed information such as personal ID card number, name, gender, expenditure and consumption of account funds. It is mainly used for identity confirmation and personal account payment of medical insurance when seeking medical treatment or pharmacy consumption.

Second, the functional differences between electronic social security card and medical insurance card

Electronic social security card not only contains all the functions of medical insurance card, but also extends other social services, such as old-age insurance, industrial injury insurance and unemployment insurance. In addition, the electronic social security card also has the function of financial payment and can be used as a bank card.

Medical insurance cards are mainly concentrated in the field of medical insurance, and the scope of use is relatively narrow. Mainly used for medical treatment and drug purchase in designated medical institutions and pharmacies.

Third, the use scenarios of electronic social security cards and medical insurance cards

Electronic social security card can be used for online identity authentication, information inquiry, business handling and other operations, without carrying a physical card, which is convenient and fast. At the same time, the electronic social security card also supports mobile payment, which can complete medical insurance settlement and other operations on the mobile phone.

The medical insurance card is mainly used for offline designated medical institutions and designated pharmacies. When seeking medical treatment or purchasing medicine, you need to show your medical insurance card for identity confirmation and medical insurance settlement.

To sum up:

Electronic social security card is different from medical insurance card. Although there are some overlaps in functions and usage scenarios, the functions of electronic social security cards are more comprehensive and the application scope is wider. It not only contains all the functions of medical insurance card, but also extends other social services and financial payment functions. Medical insurance cards are mainly concentrated in the field of medical insurance, and the scope of use is relatively narrow.

Legal basis:

Measures of the People's Republic of China on the Administration of Social Security Cards

Article 2 provides that:

The term "social security card" as mentioned in these Measures refers to an integrated circuit card issued to the public and mainly used for government social management and public services in the fields of human resources and social security. The social security card is the electronic certificate for cardholders to enjoy social security and public employment services. It has the basic functions of information recording, information inquiry and business handling.