After the national unification of social security, it makes no difference where it is paid.

Since 2022, the State Council has issued the "Tenth Five-Year Plan" for the development of the national pension enterprise and the pension service system, which clearly mentions that it is necessary to realize the national overall planning of the basic old-age insurance for enterprise employees. According to the decision-making arrangements of the CPC Central Committee and the State Council, from June 5438+ 10, 2022, the national pension insurance will be co-ordinated. Up to now, the social security systems in Jiangxi, Shanxi, Xinjiang, Guangdong, Shaanxi, Shandong, Tianjin, Fujian, Zhejiang, Hebei, Yunnan, Anhui, Chongqing, Sichuan, Henan, Guizhou, Inner Mongolia, Tibet, Hubei, Hunan, Heilongjiang, Liaoning, Gansu and other provinces have been switched to the national system.

At present, the endowment insurance is basically in the stage of provincial overall planning, that is, the endowment insurance of each province, city and autonomous region is managed and operated separately, and there is no connection between them.

The national overall planning of endowment insurance is to unify the endowment insurance policies in all regions of the country and jointly manage and operate them, including the unification of payment policies and retirement benefits. In this way, the operation efficiency of endowment insurance will be higher and its function will be further amplified.

It is worth noting that the basic old-age insurance for urban workers and the basic old-age insurance for urban and rural residents are all within the scope of national overall planning. Therefore, no matter what kind of endowment insurance you pay, you can enjoy the benefits brought by national overall planning.

The predecessor of national pension planning is the provincial planning completed in previous years.

It means to realize the overall and coordinated development of the national basic old-age insurance with unified system, unified fund dispatching and use, unified handling management and unified information system as the main line, but this does not mean the unification of treatment.

In fact, to put it more bluntly, we will gradually reach a unified standard in terms of payment base and payment standard.

According to the current calculation formula of basic old-age pensions in various places, the average monthly salary of local employees in the previous year was ×( 1+ my average wage index) ÷2× years of payment × 1%.

It can be seen that the basic pension is mainly linked to three factors: social wage, payment index and payment period.

However, the economic development of different provinces and cities is different, and the social wages vary greatly. At the same time, according to the adjustment of pensions in 20021provinces, there are also great differences in the payment index and payment period among provinces.

For example:

Under the same conditions: Retiree Uncle Liu was born in June of 1950+0 1 year, and will be 70 years old by the end of 2020. The payment period is 29 years and 5 months (if the mantissa of the accumulated payment period is less than 1 year, it will be calculated as 1 year).

If Uncle Liu is in Tibet, the monthly basic pension will reach 3687. If 55 yuan and Uncle Liu are in Anhui, the monthly basic pension is 3,438 yuan.

First, the full payment of pensions is guaranteed.

After overall planning by the state, pension funds can be allocated by the state.

Some cities have good economic development, many young people, few old people, more pension contributions and sufficient balances;

However, some cities have poor economic development, less labor force, more left-behind elderly people and insufficient payment.

At this time, the state can make rational use of the remaining pension and reduce the national economic pressure. Cities with poor urban development don't have to worry about the problem of low income from old-age insurance premiums, inability to get out and inability to afford pensions.

Second, it is more convenient to do things in different places.

After the realization of national overall planning, a unified old-age insurance system will be used throughout the country. If the information is wrong, you can change it in time, transfer it in and out, or directly handle it across provinces without running back to your hometown.

Looking for all kinds of certificates from the original unit and then going back and forth to many places will save a lot of time and travel costs and simplify cumbersome problems for migrant workers.

Third, insurance is safer.

There is a unified endowment insurance information system throughout the country. After strengthening the supervision and assessment, the staff must also handle the payment and pension payment according to law, and there will be no more cases where some people enrich themselves, resulting in less pensions for retirees and difficulties in payment, thus effectively protecting the interests of the insured.

Fourth, narrowing regional differences.

The difference of old-age insurance in different regions is mainly to formulate reasonable old-age policies according to the wage difference in different regions. Therefore, the payment standards in different regions are different, but the support for poor areas is as important as the unified allocation of national resources.

National overall planning does not mean that everyone in all parts of the country gets the same amount of old-age insurance. Fair distribution means still following the principle of "more pay for more work, more pay for more long-term work".

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

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The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 5

The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.

Article 6

The state exercises strict supervision over social insurance funds.

The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds.

People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.

Article 7

The administrative department of social insurance in the State Council is responsible for the national social insurance management, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties.

The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.

Article 8

Social insurance agencies provide social insurance services, responsible for social insurance registration, personal rights and interests records, social insurance benefits payment and other work.

Article 9

Trade unions shall safeguard the legitimate rights and interests of employees in accordance with the law, and have the right to participate in the research on major social insurance issues, participate in the social insurance supervision committee, and supervise matters involving employees' social insurance rights and interests.