Is there a handling fee for social security card to get wages across banks?

1. If a handling fee is required for cross-bank withdrawal of social security cards, it will be charged at 5‰ of the withdrawal amount. No more than 2500, no charge.

2. China Bank Social Security Card is a debit card with banking financial function issued by China Bank and Ministry of Human Resources and Social Security, which is used in various business fields of labor and social security. It is not only a social security card, but also a bank card, one card and two households. Great Wall Debit Card: 5‰ of the cash withdrawal amount from ATM in different places across banks, with the lowest in 4 yuan and the highest in 50 yuan.

Social security card processing flow:

1. Generally, when you enter an enterprise or unit, you will apply for social security for each employee. If the unit pays social security for employees, the unit will handle social security cards for employees one by one. Of course, individuals can apply to the bank. There are two kinds here: local and remote. Like college graduates, when they enter a unit, some files and accounts are moved together; Some files have been moved, and the registered permanent residence is still at home; There are still two who haven't moved here. 2. You only need an ID card for a local account. If the account is not local, you can go to a nearby photo studio to issue a photo receipt. Just say that you need to apply for social security, and you will get 5 yuan immediately. If you are not in a hurry, it is unnecessary to get it back the next day.

3. Take China Industrial and Commercial Bank as an example. I still go to work normally before 4 pm on Saturday, and the bank does not go to work on weekends. With the receipt of personal ID card and social security, there are also templates for filling out business application forms and social security card application forms. If you don't know how to fill it out, you can ask the lobby manager and relevant staff. .

You can go to the store to get it back after one month. At that time, there will be a short message informing users to go to the bank to get their social security cards. When handling the card, the staff asked the user to set two passwords, one is the medical insurance card password, that is, to go to the pharmacy to buy medicine and swipe the card, or to enter the password for reimbursement in hospital, so that the face is rich. Another password is equivalent to a bank card, which can deposit and withdraw money, including pension.

5. Pay attention to storage and use at ordinary times. If you forget your password or enter the wrong password and it is locked, you need to take your ID card to the bank to reset your password.

The difference between residents' social security card and employees' social security card

1, different in nature: the social security cards of ordinary residents are those of urban residents, and the social security cards of company employees are those of urban employees.

2. Different functions: social security cards for urban employees record five insurances and one gold, while social security cards at home only record old-age insurance and medical insurance.

3. Different payment ratios: endowment insurance, unit payment 19%, individual payment 8%; For medical insurance, the unit pays 6% and the individual pays 2%; Unemployment insurance, the unit pays 0.6% and the individual pays 0.4%.

The purpose of social security card

1, personal social security related information records, electronic certificates and information inquiry, etc. ;

2. Record the insured's name, ID number, date of birth, gender, nationality, household registration and other basic information;

3, query my pension, unemployment, medical care, work injury and maternity insurance payment;

4. You can take the card to the hospital to see a doctor, settle the medical insurance personal account, and buy medicine at the pharmacy;

5 for medical care, unemployment, pension, work injury, maternity and other social security affairs;

6. Query the total amount of endowment insurance and medical insurance;

7. Handle social security affairs such as receiving pensions, registering for job hunting and unemployment, applying for unemployment insurance benefits, and vocational training.

Financial social security card replacement fee details

The first bid (including replacing the original social security card or magnetic stripe social security card with a financial social security card) is free, and the fee for replacing the financial social security card is charged by the cooperative bank to the cardholder according to the standard approved by the provincial price department (currently 20 yuan/Zhang). The financial account of the financial social security card enjoys the preferential treatment of the first three inter-bank cash withdrawals in China, and the insured can use the financial social security card for medical treatment and settlement in more than 9,487 credit cards nationwide after successful filing.

Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.

The social security card adopts the national unified standard, and the social security number adopts the citizenship number in accordance with the relevant provisions of the Social Insurance Law. By the end of June, 2065438+2008, the number of social security card holders in China had reached165438+50 million.

According to the types of cardholders, social security cards can be divided into two categories, namely, social security (personal) cards issued to urban employees, unemployed people and retirees and social security (employer) cards issued to employers. The card planning and standardization of China's Ministry of Labor and Social Security focuses on social security (personal) cards, and the actual distribution in various regions is also concentrated on personal cards, so the social security cards we refer to refer to social security (personal) cards.

Basic information such as the cardholder's name, gender and citizenship number, as well as the cardholder's personal status (employment, unemployment, retirement, etc.) are recorded on the social security card face and card. ) marked in the card, you can record the cardholder's social insurance payment, pension insurance personal account information, medical insurance personal account information, professional qualifications and skills, working experience, work-related injuries and occupational diseases.

Social security card is the electronic certificate for workers to work in the field of labor security. Cardholders can use their cards to seek medical treatment and settle medical insurance personal accounts; You can handle endowment insurance affairs with your card; You can apply to the relevant departments for job registration and unemployment registration, unemployment insurance and employment training; You can apply for labor ability appraisal with your card and enjoy work-related injury insurance benefits.

In addition, the social security card is the key for workers to open the door to the contact system. With this key, cardholders can query information online and handle related labor and social security affairs online in the future.

legal ground

People's Republic of China (PRC) social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Forty-eighth unemployed people in the period of receiving unemployment insurance benefits, to participate in the basic medical insurance for employees, enjoy the basic medical insurance benefits.

The basic medical insurance premiums payable by the unemployed are paid from the unemployment insurance fund, and individuals do not pay the basic medical insurance premiums.