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Does all social security include housing fund?
The housing fund is not part of social insurance.
1. Social insurance is a government-led social insurance guaranteed by the government's financial resources. It is a non-profit social security system with the function of redistributing income that the state compels the majority of the members of the society to participate in in order to realize social security by preventing and sharing the social risks of old age, unemployment, illness and death.
The main items of social insurance include old-age insurance, medical insurance, unemployment insurance, industrial injury insurance, and maternity insurance.
2. Housing provident fund refers to the long-term housing reserve deposited by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises, and other urban enterprises, institutions, private non-enterprise units, and social organizations (hereinafter collectively referred to as "units") and their active employees.
Expanded Information
1, the unit should go to the Housing Provident Fund Management Center for registration of housing fund deposits, and after examination by the Housing Provident Fund Management Center, go to the commissioned bank for the establishment of housing fund accounts for the unit's employees. Each employee can only have one housing fund account.
2. If a unit hires an employee, it shall register for contribution at the Housing Provident Fund Management Center within 30 days from the date of hiring and, with the examination and approval document of the Housing Provident Fund Management Center, go to the commissioned bank for the establishment or transfer of the employee's housing provident fund account.
3. In case of termination of the labor relationship between the unit and the employee, the unit shall register the change at the Housing Provident Fund Management Center within 30 days from the date of termination of the labor relationship and go to the entrusted bank for the transfer or closure of the employee's housing provident fund account with the examination and approval documents of the Housing Provident Fund Management Center.
4. Newly employed employees start to contribute to the housing fund from the second month of their employment, and the monthly contribution is the employee's monthly salary multiplied by the employee's housing fund contribution ratio.
5. Newly transferred employees will start to contribute to the housing fund from the date of salary payment by the transferring organization, and the monthly contribution will be the employee's monthly salary multiplied by the employee's contribution ratio to the housing fund.
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