What do individuals need to be aware of when paying social security? What must be paid and what can not be paid?

What do I need to pay attention to when paying social security? What is necessary to pay, which can not pay?

Personal payment of social security, we should generally pay attention to what issues? What must be paid and what can not be paid? For us to pay the social security, generally refers to, I in accordance with the flexible mode of employment to participate in the employee's social security. Or I can directly join the urban and rural residents' social security. There are two different options, the first thing we should pay attention to is that, in the process of choosing to participate in the social security, you either single to choose to participate in the employee social security. The first thing we should note is that in the process of choosing to participate in the social security, you either choose to participate in the employee social security, or you choose to participate in the urban and rural social security. These two can not go at the same time to participate in the insurance, because it is for us personally, there is no practical significance, on the contrary, will lead to repeated contributions to the situation, the future is also unable to experience the treatment of the two.

Naturally, in the process of actually choosing to pay for social security, the first to talk about the form of participation in the employee social security, if you want to participate in the urban workers pension insurance, and urban workers medical insurance. It is important to follow. Flexible labor to enroll, this situation is the only way to enroll in our own insurance. Naturally, before last year, you had to enroll in your own hukou location, or where you filed your business license. But starting this year, this rule has been broken to allow flexible workers to participate in the social security system at their place of permanent residence, so it has added extreme convenience for some foreigners.

In the process of choosing a flexible employment social security, you can only participate in the urban workers' pension insurance and urban workers' medical insurance. It is not possible to choose to participate in work injury insurance, unemployment insurance and maternity insurance. Therefore, compared to the enterprise and public institution employees, the type of social security you can participate in is relatively less, and at the same time, the experience of social security benefits are relatively less. But after all, you don't have the main body of the work unit, so it's very difficult to directly to participate in the so-called work injury medical and layoff. This is one of the biggest differences with the enterprise active workers.

Then if you say that you do not want to go to participate in the employee social security, to participate in the urban and rural residents of social security is no problem. You will be able to participate in the urban and rural residents' pension insurance and urban and rural residents' medical insurance in the place where your household registration is located. The advantage of joining this type of social security is that the level of contribution is relatively low, for example, the minimum level of contribution for urban and rural residents' pension insurance is only 200 yuan, which is enough. And our urban and rural residents medical insurance this year, but only 350 yuan, so this is a relatively low level, for low-income groups to choose this kind of contribution is more appropriate.

Of course, this is some of the social security contributions, we did not mention the contributions outside of social security, such as health insurance supplemental accident insurance, pension insurance supplemental commercial pension insurance. This is the premise of social security can be insured, as long as you have the economic strength, that is able to choose, for example, this year the introduction of personal account pension system, is also able to social security is basically to choose to participate in the normal. But we must tell you is that if you have not participated in the social security, should first consider to participate in a social security, in the premise of social security before choosing to participate in some other kinds.