What is social security payment? Is it the same as paying social security for regular companies?

Is the social security paid by the social security payment company the same as the personal social security paid by itself? From the type, it is the same, because they all belong to the category of employee pension insurance and employee medical insurance. Finally, according to your total payment period and the average payment index value, it is clear how much old-age insurance money you can finally get. But there is a difference between the company's payment and the individual's payment, from the level of your own payment. Why? Because if you pay according to the way of flexible employment, you only need to bear employee pension insurance and employee medical insurance, and the contribution of employee pension insurance only accounts for about 20%, and the contribution of employee medical insurance accounts for about 4%, so the payment amount is relatively small.

However, if the registered enterprise pays the fee, you need to bear the full responsibility of me and the enterprise. Social endowment insurance should bear 24% of the cost, medical insurance should bear 8% of the cost, in addition to industrial injury insurance, unemployment insurance, maternity insurance, but also bear nearly 3% of the cost. Therefore, according to the overall calculation, the fees paid by flexible employees are obviously less than the total fees paid by registered enterprises, so. Personal social security is divided into five types: pension, laid-off, work injury, diagnosis and treatment, and pregnancy. Different types of insurance have different departmental management systems. Coupled with the personal provident fund, it is very likely that the social security tax administrator of a unit will contact four or five social security bureau applicants every month to adjust, submit raw materials and receive money from the expense table. In the case that enterprises have many separate accounts, the workload will increase. However, according to the method of social security, as long as the situation of enterprise adjusters is reported to social security enterprises, profits can be maximized and efficiency can be improved;

Outsourcing services are more technical and direct, and there are many contacts with the social security bureau. For some new social security policies, you can grasp the information content in the first time. For example, in May 2022, the enterprise pension insurance rate was reduced from 20% to 16%, which can be timely fed back to enterprises and implemented to ensure that the unit social security management measures are in line with China's current policies; Social security payment companies generally apply in the form of prepaying taxes, that is, they receive social insurance premiums for one month in advance, then go through business processes to prevent employees from being ignorant of personal social security status, and finally pay them immediately. If the employee's social security declaration is unsuccessful, a refund can be made in the form of a refund. Generally speaking, as long as the enterprise and the service center sign the service contract of personnel agency system reasonably and legally and have a formal cooperative relationship, no matter which party pays social security, the normal rights and interests of employees can be guaranteed.

Enterprises begin to pay social security by outsourcing services, so what is the difference between the social security paid by enterprises and the personal social security paid by outsourcing services? For myself, it is not easy to have all the differences in accumulated payment years, but if it is a different work address, there may be some differences. Due to different working areas, the average wages of employees in these socially developed areas are also different. For example, the average income of social development in first-tier cities and fourth-tier cities is different, so the whole process of paying social security fees will be different. Naturally, for yourself, the higher the cost of paying social security, the more the cost of entering a personal account, and finally you can experience a higher pension. But in fact, it is not easy to cause other harm to your total payment period, but until the future, your retirement address may change to some extent. Because you have paid social endowment insurance in a region for more than 10 years according to the regionalization standard, you can choose a region to retire here, so if you finally want to choose where to retire, it will be harmful if you say that your job is the same as that of the social security department.