Shenzhen Five Insurance and One Gold Payment Standard 2024

The payment standards for five insurances and one gold in Shenzhen in 2024 are as follows:

1, Shenzhen household registration. The total contribution rate of the unit is 14% plus 1%, and the individual contribution rate is 8%. The base of payment is the total wages of employees last month, the upper limit is 3 times of the average monthly wages of employees in full-caliber urban units in the province last year, that is, 8807 yuan, and the lower limit in 2024 is 1 to 3523 yuan in June.

2. Non-Shenzhen household registration. The total contribution rate of the unit is 14%, and that of the individual is 8%. The base of payment is the total wages of employees last month, the upper limit is 3 times of the average monthly wages of employees in full-caliber urban units in the province last year, that is, 8807 yuan, and the lower limit in 2024 is 1 to 3523 yuan in June.

The payment methods of five insurances and one gold mainly include the following aspects:

1, endowment insurance. The contribution ratio of units is usually 20% to 2 1%, and that of individuals is 8%.

2. Medical insurance. The proportion of unit contributions is generally 8% to 9%, and the proportion of individual contributions is 2%.

3. Unemployment insurance. The general unit contribution ratio is 2%, and the individual contribution ratio is 1%.

4. Work injury insurance. Units pay, individuals do not need to pay, and the proportion of payment varies according to the risk level of the industry where the unit is located, usually between 0.5% and 2%.

5. Maternity insurance. The proportion of unit payment is generally 0.8%, and individuals do not need to pay.

6. Housing accumulation fund. Units and individuals pay the same amount, and the proportion of payment varies according to the actual situation of the enterprise and local policies, but in principle, the maximum payment does not exceed 10% to 12% of the average salary of employees.

To sum up, the specific payment ratio and base may be different due to regional and policy adjustments. It is recommended to consult the local social security bureau or relevant institutions to obtain the most accurate information.

Legal basis:

People's Republic of China (PRC) social insurance law

second

The five social insurance systems established by the state, namely, basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, are aimed at ensuring that citizens can get material help from the state according to law under these circumstances.

Article 4

Employers and individuals who pay social insurance premiums according to law have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide relevant services and consulting services.