Job Recruitment Website - Social security inquiry - How much money can residents get every month after retirement?
How much money can residents get every month after retirement?
The basic pension is increased by 2 yuan every year. Residents' pension insurance benefits are composed of basic pension and personal account pension, which are paid for life. The monthly standard of basic pension is 120 yuan. Residents who have paid the insurance premium for 15 years will receive the basic pension 2 yuan every month for each increase of 1 year. According to the payment period 15, the monthly basic pension is 120 yuan, and the minimum payment in 200 yuan is 3,000 yuan per year. The total financial subsidy is 900 yuan, and the monthly pension standard is 154.38 yuan. According to the payment period 15, the monthly basic pension 120 yuan, and the highest grade payment of 2,000 yuan per year, the total personal contribution is 30,000 yuan, the total financial subsidy is 1500 yuan, and the monthly pension standard is 397.69 yuan. The treatment standard of residents' social endowment insurance is adjusted in time according to economic development and price changes.
Conditions for receiving a pension:
1. Urban residents who have participated in the old-age insurance for urban residents can receive a monthly pension at the age of 60.
2, the implementation of the old-age insurance system for urban residents, has reached the age of 60, did not enjoy the basic old-age insurance benefits for employees and other pension benefits stipulated by the state, no need to pay, you can receive the basic pension on a monthly basis; If the age is less than 15, the annual payment is allowed, and the accumulated payment shall not exceed15; If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.
3, guide urban residents to actively participate in insurance, long-term payment, pay more; Guide the children of urban residents receiving pension insurance benefits to pay insurance premiums according to regulations. The specific measures shall be formulated by the people's governments of all provinces (autonomous regions and municipalities).
Pension inquiry method:
1, social security center inquiry If you don't know your social security account number, you can bring your ID card to the business hall of social insurance agencies in various districts to inquire.
2. Inquire about the labor security network or social insurance business website of your city online, click the "Personal Social Security Information Inquiry" window, and enter my ID card and password (password is your social security number or the date of birth of your ID card) to inquire about my insurance information.
3. Telephone consultation Call the labor security comprehensive service telephone number "12333" for policy consultation and information inquiry.
4. Personal account statement Every year, the social endowment insurance center sends the personal account statement of the insured to each insured, and checks the payment and account records through the personal account statement.
Pension calculation:
1. Social endowment insurance for urban and rural residents consists of basic pension and personal account pension, which is paid for life.
2. Monthly pension = basic pension+total personal account139.
3. Basic pension = the standard is 55 yuan (later adjusted with national policies)+every increase of 65,438 years after payment +0 yuan; Total amount of individual account = individual payment+government subsidy+collective subsidy+social and individual subsidy+interest generated from the above amount; Calculation coefficient = 139 (the same as the old-age insurance coefficient for urban workers).
legal ground
People's Republic of China (PRC) social insurance law
Article 16
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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