Is the rural medical insurance card the same as the employee medical insurance card?

Medical insurance is different from rural cooperative medical care. Although both employee medical insurance and rural medical insurance can be reimbursed, only one can be used between them. Compared with rural cooperative medical care, employee medical insurance has three advantages. The reimbursement rate and amount of medical insurance for employees are higher. After paying a certain number of years, employees can enjoy medical insurance for free after retirement, while residents need to pay medical insurance all the time, one year at a time. Employee medical insurance will have a personal account. Corresponding to the individual account is the overall account, and the money in the overall account is dominated by the state. However, the money in the personal account is self-controlled, but the personal account of rural cooperative medical care has been gradually cancelled.

How to share rural medical insurance and employee medical insurance?

Two people's rural medical insurance and employee medical insurance cannot be shared. The new rural cooperative medical system and employee medical insurance cannot be shared, but you can buy both, as long as you like. The money refunded by medical insurance every month is on your personal medical insurance card, which is actually the premium you pay every month. The new rural cooperative medical system and employee medical insurance are two different things. There is no problem of refunding money in the new rural cooperative medical system. I suggest you buy employee medical insurance.

What is the activation method of medical insurance card?

1. The insured person needs to bring his social security card and the original identity certificate to the corresponding bank outlet to activate the social security card, and the medical insurance account will return to normal after activation.

2. Use the social security card to directly enable the social security function in the designated medical insurance hospital. When the insured person uses the social security card for the first time in a designated medical institution, he can directly activate the social security function by simply registering for outpatient service or hospitalization.

3. When the insured uses the social security card for the first time in the designated medical insurance pharmacy, he inserts the original medical insurance card and then inserts the social security card as required to activate the social security card.

Social medical insurance card is a special card for personal account of medical insurance. It takes personal ID card as the identification code, and stores detailed information such as personal ID card number, name, gender, payment, account fund consumption, etc.

legal ground

People's Republic of China (PRC) social insurance law

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.