The difference between residents' medical insurance and social security medical insurance

The differences between residents' medical insurance and social security are as follows:

1. Residents' medical insurance is a kind of social security, including medical insurance, with a wider scope;

2. The medical insurance card has a narrow application range and is only used for medical insurance. The social security card has a wide application range and can be used for human resources and social security.

3. Medical insurance cards can only be used in fixed areas, while social security cards are subject to national unified standards and are common throughout the country;

4. The medical insurance card has a low security level and is easy to be copied, and the social security card has a high security level.

The differences between residents' medical insurance and social security are as follows:

1 is different. Medical insurance for urban workers is mainly for employees and retirees who have work units or are engaged in individual economy. Medical insurance for urban residents is mainly for urban non-employees such as elderly residents, low-income objects, severely disabled people, students and children who have urban household registration and have no jobs;

Second, the payment standards and sources are different. Medical insurance for urban workers is paid by employers and individual workers and does not enjoy government subsidies. The payment standard of urban residents' medical insurance is generally lower than that of employees' medical insurance, and the government gives appropriate subsidies on the basis of individual contributions;

3. Different treatment standards. Due to the low level of financing, the medical treatment standard of urban residents' medical insurance is slightly lower than that of employees' medical insurance.

I lost my medical insurance card. Can I use an electronic medical insurance card?

The medical insurance card is missing. The electronic medical insurance card cannot be used. The replacement process of medical insurance card is as follows:

1. Issue the loss report certificate of medical insurance card. You can issue the loss report certificate at the original medical insurance card issuer, and community residents can ask the neighborhood committee to issue it;

2. Report the loss of the medical insurance card;

3. reissue a new medical insurance card;

4. You can apply for a new card with your personal ID card and card voucher at the social security card service outlets.

Scope of use of medical insurance card: When insured employees buy medicines in designated hospitals and pharmacies, they can use their passwords to swipe their cards on POS machines, but they cannot withdraw cash or transfer money. Medical insurance card transaction inquiry: Insured employees can print medical insurance card transaction records, including personal account payment records and consumption records, at China Bank Savings Office with their ID cards and medical insurance requirements.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.