How much pension can you get if you die without reaching retirement age

If a person dies before reaching retirement age, he or she can receive the following types of pension:

1. Funeral grant and pension: If he or she dies because of illness or not because of work, the survivor can receive funeral grant and pension.

2. Disability allowance: If you are totally disabled due to illness or non-work-related disability, you can receive a disability allowance.

3. Inheritance of Individual Account Balance: The balance in the individual account of the pension insurance can be inherited by the legal heirs.

The pension insurance system usually consists of two parts: the individual account and the integrated account. The funds in the individual account mainly come from the individual's contribution to the pension insurance, while the integrated account is paid by the government and enterprises and other **** together. When an individual dies before reaching retirement age, the funds in his/her individual account will be inherited by his/her legal heirs. However, the exact method and amount of inheritance needs to be determined according to local social security policies. For example, some regions may stipulate that the heirs can only inherit part of the funds in the individual account, while the other part may go to the co-ordinated account.

In summary, for people who die before retirement age, the funds in their pension insurance personal accounts can be inherited by their legal heirs. However, the exact amount and process need to be determined according to the local social security policy. Therefore, when dealing with such issues, individuals or families should first understand the local social security policies and regulations and follow the relevant processes.

Legal basis:

The People's Republic of China*** and the State Social Insurance Law

Article 17

Individuals who participate in the basic pension insurance, if they die due to illness or not due to work, their surviving family members can receive funeral subsidies and pensions; if they become disabled due to illness or not due to work and become completely disabled when they have not yet reached the legal retirement age, they can receive invalidity (c) Allowances. The necessary funds are paid from the basic pension insurance fund.