What are the benefits of paying social security in Shanghai?

Medical insurance in social security can guarantee the medical expenses of the insured.

First, the main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability. It is the most important part of the social security system. A social and economic system that provides income or compensation for people who are unable to work, temporarily unemployed or suffer losses due to health reasons.

1. Old-age insurance: Many people are old and have no financial resources. If they want to live a better life, or guarantee their basic life, it is best to have social security. Social security means that they can enjoy the security fund when they are over 55/60 years old, which can be guaranteed according to the local economic level. This kind of security is better, mainly because it can make many people feel at ease, and there is no way to guarantee their life when they are old.

2. Medical insurance: You can guarantee your health in time, because you need timely treatment after you get sick, and you can spend less after medical insurance reimbursement, which can reduce the economic burden.

3. Maternity insurance: mainly for women. If you have a baby born by caesarean section or under other circumstances, you can get the security money, so your actual expenditure is very small, and naturally there are many guarantees.

4. Unemployment insurance: For many unemployed people, their living allowance can be solved while looking for a job.

5. Work-related injury insurance: If an enterprise has a work-related injury, it can be guaranteed in time. In this case, you need to spend very little money, and the specific security work can be done better.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.

Article 6 The State exercises strict supervision over social insurance funds.

The State Council and the people's governments of provinces, autonomous regions and municipalities directly under the Central Government shall establish and improve the supervision and management system of social insurance funds to ensure the safe and effective operation of social insurance funds. People's governments at or above the county level shall take measures to encourage and support all sectors of society to participate in the supervision of social insurance funds.

Article 7 The administrative department of social insurance in the State Council is responsible for the management of social insurance throughout the country, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties. The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.

Eighth social insurance agencies to provide social insurance services, responsible for social insurance registration, personal rights and interests records, social insurance benefits payment and other work.

Article 9 Trade unions shall safeguard the legitimate rights and interests of employees according to law, and have the right to participate in the research on major social insurance issues, participate in the social insurance supervision committee, and supervise matters related to employees' social insurance rights and interests.