What items does social security and medical insurance include?

Social security includes medical insurance. Social security is social insurance, including "five insurances and one fund", that is, pension, medical care, work injury, unemployment, maternity insurance and provident fund. Therefore, social security includes medical insurance. Employers must sign labor contracts with employees and buy insurance, so they must buy social security, which is compulsory insurance. Therefore, you can apply for medical insurance with the employer and solve it through consultation. If there is no result, apply for labor arbitration or report a complaint to the local labor and social security department.

The main items of social security include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

If the employer fails to pay the social insurance premium in full and on time, the social insurance premium collection agency shall order it to pay it within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.

Medical insurance is insurance to compensate medical expenses caused by diseases. Social insurance in which employees are provided with necessary medical services or material assistance by society or enterprises due to illness, injury or childbirth.

Basic medical insurance includes general medical insurance, hospitalization insurance, operation insurance, comprehensive medical insurance and special disease insurance.

The major diseases that provide protection for the insured can be single diseases, such as malignant tumors, or even some cancers in malignant tumors; It can also be multiple items, listing several major diseases one by one, such as malignant tumor, myocardial infarction, uremia, transplantation of important organs, quadriplegia, stroke and coronary artery bypass grafting.

Once the policy comes into effect 180 days, the insured can apply to the insurance company to pay the full amount of insurance money, and the insurance liability is terminated.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.