Can social security be refunded in one year?

Hello, first of all, social security is non-refundable, that is to say, if you pay social security and don't want to apply for it, then the money you pay is non-refundable. Social security can only be surrendered if the following conditions are met:

1, reaching retirement age, not meeting the payment conditions 15 years (full payment of personal account deposit);

2. The insured dies for some reason (personal payment and interest);

3, the insured person to settle abroad (personal payment and interest);

4. After retirement, there is still a balance in personal accounts (personal contributions and interest).

Second, if you don't want to continue to pay social security, you don't have to go through any formalities. The specific method is as follows:

1. No formalities are required. If the payment is not continued, the account will be automatically shut down.

2. After stopping taking medicine for one month, you will no longer enjoy the medical insurance policy, and the money in the medical insurance card will not be used up, and you will not enjoy hospitalization reimbursement.

After 3.20 10 and 10, it is not possible to go through the cancellation procedures of the national endowment insurance in extreme cases, such as the death of the party concerned, moving out, reaching the statutory retirement age but insufficient accumulated contributions 15, etc. Due to policy restrictions, considering the personal interests of the parties, it is recommended to continue to pay for insurance. Extended data;

Collection method of social insurance premium

1, proportional insurance system

This method is based on the wage income of the insured, and a certain proportion is stipulated to collect insurance premiums.

Adopting the proportional system, the initial main purpose of social insurance is to compensate the income lost by the insured in risk accidents in order to maintain their minimum living. Therefore, we should refer to his usual income, on the one hand, as a standard to measure payment, on the other hand, as the basis for premium calculation.

The biggest drawback of the work-based proportional insurance system is that the burden of social insurance is directly related to wages. Whether employers and employees bear social insurance premiums or one of them bears social insurance premiums, the burden of social insurance is manifested in the increase of labor costs, which will lead to capital crowding out labor, which will lead to an increase in unemployment.

2. Equal insurance premium system

That is, regardless of the income of the insured or his employer, the insurance premium of the same amount should be charged. The advantages of this system are simple calculation and easy to be universally realized. Moreover, in countries that collect insurance premiums in this way, the payment system is generally divided equally, which has the significance of equal income and expenditure. But its defect is that low-income people and high-income people pay the same premium, which is obviously unfair in terms of affordability.