How many months of total social security **** can you retire?

How many months of total social security **** payment can you retire.

When you reach the legal retirement age, if you have paid a total of 180 months of contributions, or 15 years of social security, you can receive a monthly basic pension. If the accumulated contributions are less than fifteen years, one can choose to continue to contribute until the conditions are met, or to transfer to the new rural social pension insurance or urban residents' social pension insurance, and enjoy the corresponding pension insurance benefits in accordance with the provisions. After retirement, the pension that an individual can receive includes the individual account pension and the basic pension. The specific amount varies according to the participant's contribution standard and the pension standard of the region, and needs to be calculated in conjunction with the local pension retirement regulations.

The basic components of social security:

1. Pension insurance: to provide basic livelihood protection after retirement;

2. Medical insurance: to reduce the financial burden of medical treatment due to illness;

3. Unemployment insurance: to provide basic living expenses and employment services during the period of unemployment;

4. Work-related injuries insurance: to provide medical expenses and livelihood assistance for work-related accidents;

5.

5. Maternity insurance: protects the basic income and related medical expenses of female workers during childbirth.

In summary, when an individual reaches the legal retirement age, if he/she has accumulated 180 months of contributions, he/she can receive the basic pension on a monthly basis; if he/she has contributed for less than 15 years, he/she can choose to continue to contribute or to transfer to other pension insurances to enjoy the corresponding benefits. Upon retirement, individuals can receive individual account pensions and basic pensions, the exact amount of which is calculated according to the contribution standard and the regional pension standard.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 16

Individuals who have participated in basic old-age pension insurance and who have made contributions for a total of fifteen years by the time they have reached the legal retirement age shall receive a basic pension on a monthly basis. Individuals who have participated in basic pension insurance and have contributed for less than fifteen years by the time they reach the statutory retirement age may contribute until they reach the full fifteen years and receive a basic pension on a monthly basis; they may also be transferred to the new type of rural social pension insurance or the urban residents' social pension insurance, and shall enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.