What insurance is China Ping An E Life Insurance?

Ping An E Life Insurance is a million yuan medical insurance, which can be invested with or without social security, and the reimbursement is not limited to the number of social security drugs and deductibles.

Ping An E-Home Insurance is a million yuan medical insurance suitable for a family launched by Ping An Health Insurance. When three people are insured, a maximum of seven people can be insured at the same time. Regardless of the full payment 100% inside and outside the social security, the maximum amount of insurance can reach 3 million, and the amount of malignant tumor protection is doubled. At the same time, it is the first million yuan medical insurance with outpatient service in the market, with wide coverage, unlimited diseases and high coverage, which is suitable for healthy people aged 28 days to 60 years.

How much is the deductible of China Ping An E Life Insurance?

China Ping 'an Electronic Health Insurance covers various other expenses, such as operation fees, treatment fees, examination fees, doctor fees, medicine fees, etc. And the protection is more comprehensive. Its protection is also relatively high, up to 6 million yuan, and the premium is relatively cheap, and the pressure of insurance is relatively small. Minimum premium 174 yuan, you can get medical insurance for a whole year. There is a special green channel service for medical treatment. When the insured falls ill, hospitalization service can be arranged within 65,438+00 working days.

The deductible of China Ping An E Life Insurance is 1 ten thousand yuan. If the "medical expenses within the scope of insurance responsibility" accumulated by the insured for the first visit is 20,000 yuan, then the insured has to pay the deductible of 1 10,000 yuan, and the remaining 1 10,000 yuan of medical expenses can be included in the compensation. If only medical expenses below 1 10,000 yuan are incurred, then this compensation is 0 yuan. If you want to know more about the deductible, you can consult Ping An Health Insurance official website.

The specific Ping An E life insurance products are introduced as follows:

1. Insurance age: 28 days after birth -60 years old;

2. Warranty period: 1 year;

3. The longest renewal age: 100 years old;

4. Waiting period: 30 days;

5. Insurance liability: 654.38+0 million for general medical care and 654.38+0 million for malignant tumor;

6. Hospital scope: the general department of public hospitals at or above the second level in China;

7. Payment proportion: 100% payment;

8. Annual deductible: 65,438+0,000.

Guarantee content

General medical insurance: 2 million insured amount, 1 10,000 deductible.

Medical insurance premium for specific diseases: 120 kinds of serious diseases, 2 million insured amount, 0 deductible.

Emergency expenses before and after hospitalization: 30 days before hospitalization and 30 days after hospitalization.

Hospital scope: public hospitals of Grade II and above.

Reimbursement scope:100% of social security reimbursement; No social security reimbursement, 60% reimbursement.

Value-added services: green channel for hospitalization, third-party medical insurance for malignant tumors, purchased drugs, etc.

Conditions for renewal: when renewing the insurance, the insurance company will not refuse to renew the insurance or adjust the premium separately because of the insured's personal physical condition or insurance purpose.

Optional guarantee:

The premium of proton heavy ion medical insurance: the waiting period is 30 days, the insured amount is 1 ten thousand, the compensation is 1.000%, and the deductible is 0.

Asia-specific medical insurance premium: the waiting period is 90 days, the maximum insured amount is 6 million, 70% is paid, and medical treatment is arranged.