What does new insurance mean?

The registration of urban and rural residents' insurance refers to the registration and card issuance of new insured persons.

The insured shall provide a copy of the ID card and household registration book and go through the registration formalities at the social insurance service hall of the local township people's government. After the agent has passed the examination, the insurance qualification shall be confirmed. Through the insured, the medical insurance, endowment insurance and other insurance procedures for urban and rural residents can be handled normally. After the insured person is insured, he shall pay the social insurance service fees for urban and rural residents such as medical insurance and endowment insurance according to the current policies and regulations. After paying the insurance premium, the insured can enjoy the corresponding social insurance benefits for urban and rural residents, which is the biggest welfare and preferential policy of the state for every citizen.

The legal age of endowment insurance for urban workers is 50 for women and 60 for men, and they are not allowed to participate beyond retirement age. In principle, you can be insured before you reach the age, and you can go through the relevant procedures at the social security office. The current standard is 268 yuan per month, and you must pay continuously for at least 15 years every month to enjoy the pension, and you are not allowed to pay it in one lump sum. A woman can't open an account in social security at the age of 55, only before she is 50.

Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and both employers and employees shall pay the basic medical insurance premium according to the provisions of the state. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.