Can I use other people's medical insurance to reimburse?

No, the medical insurance card is from real-name registration system and can only be used by the cardholder himself. If you use someone else's medical insurance card to see a doctor, it is fraud or even a serious crime.

1. The medical insurance card will record all our medical treatment and drug purchase records. If you lend your medical insurance card to others, your medical history will become your own, which will seriously affect your future purchase protection. If you don't pay attention, it will have a certain impact on yourself! There are bigger risks:

Risk 1: Other people's medical records will be displayed on your medical insurance card. It's really a headache to buy insurance or join a mutual aid platform after changing the medical insurance card. Because many elderly people in the family do not have medical insurance cards, they will take their children's medical insurance cards to reimburse expenses when they are sick. Although this will save the medical expenses at home, the medical records are all on the child's medical insurance card.

Risk 2: This behavior has legal, moral and disease risks. In addition, there are certain legal, moral and disease risks in handling medical insurance cards. There are relevant provisions in the Social Insurance Law, and those who cheat social insurance benefits by fraud, forgery of certification materials or other means will be fined accordingly. Therefore, when buying insurance or joining mutual aid in the future, it is necessary to prove that these situations have nothing to do with me and belong to the agency for verification. After all, these "medical histories" will affect the subsequent protection rights.

2. Medical insurance cards are divided into personal accounts and overall accounts. The money in individual accounts belongs to individuals, and the money in overall accounts belongs to the people who pay medical insurance. Although the money in the personal account is your own, it is limited in many cities, so you need to know the policies of medical insurance use in their respective cities. Guangzhou insured persons can use personal medical account funds to pay medical expenses for themselves and their relatives. For specific policies, please refer to the social security inquiry website. The money in the overall account is used for reimbursement. As long as it is reimbursed as a medical insurance card, it will be recorded.

3. The medical insurance card can be used for family payment, but only the funds in personal account can be used. If the medical insurance card is for family use, it must not be used by the family to buy medicine, register for medical treatment or have a physical examination. You can't use your own prescription to buy medicine, and you can't use the function of medical insurance as a whole account.