On Zhengzhou social security (five insurances and one gold):

Hello, I saw five insurances and one gold today. Let me explain it to you from my own understanding. One thing, like me, you just joined the work this year. I hope it helps you.

First of all, let me tell you what is the social security base:

First of all, there is a range of social security base, with 60% of the local average social wage in the previous year as the lowest base and 300% as the highest base. Generally, it is determined according to the average monthly salary of employees in the previous year, once it is determined, it will remain unchanged for one year. According to the regulations, the average monthly salary of employees in the previous year is used as the monthly payment base for paying social insurance. However, if the average monthly salary of employees in the previous year is too high or too low, that is, it exceeds the upper or lower limit stipulated by social insurance, and the excess cannot be calculated as the payment base. Among them, the new employees of this unit take the full salary (including basic salary and allowance) of the employee's starting salary in the current month as the payment base. That is to say, as long as your salary is within the local social security base in Zhengzhou, you should take your first month's salary as your social security base this year. So if your salary exceeds 1500, it can be explained that your company pays you less social security.

Here are five insurances and one gold for you:

Five insurances and one gold include

Endowment insurance-paid jointly by companies and individuals-statutory

Medical insurance-paid jointly by companies and individuals-is legal.

Unemployment insurance-paid jointly by companies and individuals-statutory

Industrial Injury Insurance-Company Commitment-Statutory

Maternity Insurance-Company Commitment-Statutory

A gold medal

Housing accumulation fund-paid jointly by companies and individuals (if paid by companies)-is not legal.

Among them, endowment insurance and medical insurance are different according to different regions and companies, and the specific treatment and enjoyment period can be known locally.

Unemployment insurance is generally: the company pays 2% and the individual pays 1%.

Industrial injury insurance is: the company pays 0.5%-2%, depending on the nature of the work.

Maternity insurance is: the company pays 0.8%.

One gold, if the company has bought it: the company pays 8%, 10%, 12%, 15%, which is higher in general institutions, but the minimum is not less than 8%.

Here is your calculation:

Suppose the company pays five insurances and one gold for you, the pension insurance company pays 20%, and the individual pays 8%. The medical insurance company pays 12%, and the individual pays 2%. Usually add a few dollars. Add 2 yuan here. Provident fund companies and individuals pay 8% respectively. According to your company base 1500.

The contribution of the company is:1500 * (20%+12%+2%+0.5%+0.8%+8%) = 649.5.

Personal contribution:1500 * (8%+2%+1%+8%)+2 = 287. This will be deducted from your salary.

So your actual salary is: your salary is -287.

What the company actually pays you every month is: your salary +649.5.

I hope these can help you.