Can minors pay social security

For modern people, social insurance is very important, social insurance is the most basic protection for workers, but also the country's pension savings program, is a good thing for the country and the people. With insurance, you can have a guarantee when you retire, generally after joining the unit will be purchased for the workers, but there are some belonging to the individual to buy insurance, so minors can pay social security? The following by me for you to answer one by one, I hope to help you. A minor can pay social security

Generally 16 years old or more can pay social security.

The main items of social insurance include pension insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance.

Social insurance is a system in which the state, through legislation, mandates the establishment of a social insurance fund to provide necessary material assistance to workers participating in labor relations in the event of incapacity or unemployment. Social insurance is not for profit.

Social insurance is mainly through the mobilization of social insurance fund, and within a certain range of social insurance fund to implement the overall transfer to the workers encountered labor risks to give the necessary help, social insurance for workers to provide basic livelihood protection, as long as the workers meet the conditions to enjoy the social insurance, that is, either with the employer to establish a labor relationship, or has been in accordance with the provisions of the payment of social insurance premiums, can enjoy the social insurance benefits. They are entitled to social insurance benefits.

Article 10 of the Social Insurance Law: Employees shall participate in basic pension insurance, and the employer and the employee*** shall pay the basic pension insurance premiums together.

Individual entrepreneurs without employees, part-time workers who do not participate in the basic pension insurance of the employing organization, and other flexibly employed persons can participate in the basic pension insurance and pay the basic pension insurance premiums by themselves.

The methods of pension insurance for civil servants and staff members administered under the civil service law shall be prescribed by the State Council.

Article 11: The basic pension insurance shall be a combination of social coordination and individual accounts.

The basic pension insurance fund consists of contributions from employers and individuals as well as government subsidies.

Article 12 The employer shall pay the basic pension insurance premiums in accordance with the proportion of the total wages of the employees of the employer as stipulated by the state, which shall be credited to the basic pension insurance fund.

Employees shall contribute to the basic pension insurance premiums in accordance with the proportion of their own wages as stipulated by the state, which shall be credited to their individual accounts.

Individual households without employees, part-time workers who do not participate in the basic pension insurance in the employer, and other flexible employment to participate in the basic pension insurance, should be in accordance with state regulations to pay the basic pension insurance premiums, respectively, credited to the basic pension insurance fund and individual accounts.

Second, What are the penalties for fraudulent social insurance subsidies

If a person obtains social insurance benefits by fraud, falsification of supporting documents or other means, the social insurance administrative department shall order the return of the fraudulent social insurance benefits, and impose a fine of not less than twice and not more than five times the amount of the fraudulent benefits.

If an employer conceals the total amount of wages or the number of employees when declaring the amount of social insurance premiums to be paid to the social insurance agency, the administrative department of labor security shall order rectification and impose a fine of not less than one but not more than three times the amount of wages concealed.

If a person fraudulently obtains social insurance treatment or fraudulently obtains expenditure from the social insurance fund, the administrative department of labor security shall order the person to return it and impose a fine of not less than one but not more than three times the amount of the fraudulent amount; if a crime is constituted, the person shall be held criminally liable in accordance with the law.

Three, the main difference between social insurance and commercial insurance

1, the implementation of different purposes. Social security is to provide members of society with basic protection when necessary, not for the purpose of profit; commercial insurance is the commercial operation of the insurance company, for the purpose of profit;

2, the implementation of different ways. Social insurance is mandatory under national legislation, commercial insurance is to follow the principle of "freedom of contract", by enterprises and individuals voluntarily insured;

3, the implementation of the main body and the object is different. Social insurance by the state set up a specialized agency for fund-raising, management and issuance of funds, the object of the legal scope of the members of society; commercial insurance is the insurance company to operate and manage the insured can be eligible for coverage of any person;

4, the level of protection is different. Social insurance for the insured to provide protection is the most basic, its level is higher than the social poverty line, less than 50% of the average social wage, the degree of protection is low; commercial insurance to provide the level of protection is entirely dependent on the agreement of the parties to the insurance and the amount of premiums paid by the policyholder, as long as they meet the conditions of the insurance and a certain amount of ability to pay the premiums, the insured can obtain a high level of protection.

The above is for you to organize about minors can pay social security the relevant content, I hope to help you. We can understand that in accordance with the provisions of less than 18 years of age is able to pay social insurance, generally speaking full 16 years of age can pay, pay social insurance need to submit personal identity documents for review, and then every month is to pay.