Did you go directly to the bank for the first time to apply for a social security card?

1. Yes; Under normal circumstances, I go to the designated bank to get the social security card and show the original ID card to the staff for inspection. The staff will check that the materials and information are correct and then I can give the social security card.

2. The social security card, that is, the social security card of the People's Republic of China, refers to the integrated circuit (ic) card that is uniformly planned by Ministry of Human Resources and Social Security and issued to the society by local human resources and social security departments, and used in various business fields of human resources and social security. Social security card holders can use this card to settle personal accounts of medical insurance in real time, handle pension insurance affairs, apply for job registration and unemployment registration.

First, the main eight functions of social security card

1. Personal social security related information records, electronic certificates and information inquiry, etc.

2. Record the insured's name, ID number, date of birth, gender, nationality, residence and other basic information.

3 query my pension, unemployment, medical care, work injury and maternity insurance payment.

4. You can take the card to the hospital and go to the pharmacy to buy medicine.

5 for medical care, unemployment, pension, work injury, maternity and other social security affairs.

6. Query the accumulated amount of endowment insurance and medical insurance.

7. Handle social security affairs such as receiving pensions, job hunting, unemployment registration, and even participate in vocational training.

8. It will have multiple functions of a card, such as paying water and electricity bills, swiping a card by bus and electronic wallet.

Social security card is very powerful. If it is lost, the insured shall reissue it in time.

Second, the premium.

1. proportional insurance system

(1) This method is based on the wage income of the insured, and a certain proportion is stipulated to collect the insurance premium. Adopting the proportional system, the initial main purpose of social insurance is to compensate the income lost by the insured in risk accidents in order to maintain their minimum living. Therefore, we should refer to his usual income, on the one hand, as a standard to measure payment, on the other hand, as the basis for premium calculation.

(2) The biggest drawback of social security card proportional insurance system is that the burden of social insurance is directly related to wages. Whether employers and employees bear social insurance premiums, or one of them bears social insurance premiums, the burden of social insurance is manifested in the increase of labor costs, which will lead to capital crowding out labor, resulting in an increase in unemployment.

2. Equal insurance premium system

That is, regardless of the income of the insured or his employer, the insurance premium of the same amount should be charged. The advantages of this system are simple calculation and easy to be universally realized. Moreover, countries that collect insurance premiums in this way generally adopt an equal share system when paying fees, which is of equal significance. But its defect is that low-income people and high-income people pay the same premium, which is obviously unfair in terms of affordability.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 57 An employing unit shall, within 30 days from the date of its establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within fifteen days from the date of receiving the application, examine and issue the social insurance registration certificate.

Where the social insurance registration items of the employing unit are changed or the employing unit is terminated according to law, it shall, within 30 days from the date of change or termination, go to the social insurance agency to handle the change or cancellation of social insurance registration.

The market supervision and management department, the civil affairs department and the organization management organ shall promptly inform the social insurance agency of the establishment and termination of the employing unit, and the public security organ shall promptly inform the social insurance agency of the birth, death, household registration, migration and cancellation of the individual.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.