Can I apply for China Merchants Bank credit card with social security?

Social security is only a reference condition for applying for a credit card, not a necessary condition. The key factors are the income, credit status and age of the applicant. Only those who meet the age of 18~65, have good credit information and can repay on time every month can apply for a credit card.

The supporting documents required for handling credit cards are:

1. proof of income (at least one copy)

Such as: the original official work certificate issued by the work unit, the original work card or business card with comprehensive information, the name of the unit, the name of the applicant and the social security/medical insurance/provident fund certification materials for the last three months.

2. Proof of financial income (optional, helpful to increase the quota)

Such as: original or photocopy of payroll records issued by the bank, income certificate issued by the unit, income tax withholding certificate, self-owned real estate license/house purchase contract/bank mortgage repayment schedule, self-owned car driving license, Huaxia Bank deposit certificate and other materials.

3. Recognition (Basic)

A copy of the identity card of a domestic resident; Compatriots from Hong Kong, Macao and Taiwan-Hong Kong and Macao residents' passports to and from the mainland, Taiwan Province compatriots' passports to and from the mainland and copies of residence endorsements or multiple round-trip endorsements; Alien-a copy of the passport and residence permit or employment certificate of the country to which the foreigner belongs;

Other reference documents can be your own social security, water and electricity bills, academic credentials, etc.

I suggest you consider whether to apply for a credit card according to your actual situation. If the monthly salary is not high, it is best to go to a commercial bank to apply for a credit card. The audit of China Merchants Bank is not so strict, and the pass rate is higher. I wish you success!