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Newborns do medical insurance or social security

The policy for newborns to participate in Medicare varies from place to place, some can apply for enrollment before birth, while others can apply for enrollment after the newborn lands on the ground.

Medicare is a kind of social security. The main programs of social insurance include pension social insurance, medical social insurance, unemployment insurance, work injury insurance, maternity insurance and so on. According to the demand, newborns only need to buy medical insurance. Parents of newborns can go to the social security office in the place of household registration with their proof of participation in social security or the newborn's household register to apply for the newborn's enrollment in the residents' health insurance.

When applying for medical insurance or social security for newborns, you need to pay attention to the following points:

1. The relationship between medical insurance and social security: medical insurance is a kind of social security, including medical social insurance, old-age social insurance, unemployment insurance, work-related injury insurance and maternity insurance.

2, for the time: newborns can participate in health insurance, but the specific policy varies from region to region. Some places allow enrollment before birth, while others do so after the newborn lands.

3, handling materials: parents of newborns can use their own proof of participation in social security or the newborn's household register and other materials to the social security agencies in the place of domicile of the newborn to participate in the residents of the health insurance procedures.

4, reimbursement policy: after the birth of the newborn, some places allow three months for children's health insurance, and enjoy the mother's medical treatment.

5, commercial medical insurance: health insurance is the foundation, commercial medical insurance is as the national social security insufficient part of the supplement, supplement in the social security outside the drug reimbursement and social security outside the amount of reimbursement.

In summary, parents are advised to choose the most suitable medical insurance or social security for their newborns according to specific local policies to ensure that their newborns can enjoy the appropriate medical protection.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 25

The state establishes and improves the basic medical insurance system for urban residents. Basic medical insurance for urban residents combines individual contributions and government subsidies. The government shall subsidize the portion of individual contributions required by those who are entitled to the minimum subsistence guarantee, persons with disabilities who have lost the ability to work, and elderly persons over the age of sixty and minors from low-income families.