Can the insurance and social security of landless farmers be merged?

Land-lost farmers insurance and social security can be merged.

If the employee's basic old-age insurance insured participates in the basic living guarantee of the landless peasants at the same time, the basic living guarantee of the landless peasants can be converted into the payment period of the basic old-age insurance for urban employees of 6 years, and the serious illness medical plan as a whole 10 years.

To participate in the basic old-age insurance for employees, after reaching the statutory retirement age, the accumulated payment is less than fifteen years, there are two ways to deal with it:

1, choose to pay the basic old-age insurance in one lump sum and go through the pension collection procedures after 15 years;

2. You can apply for new rural social endowment insurance or urban residents' social endowment insurance at the place where your household registration is located, and enjoy the corresponding pension insurance benefits.

The main differences between land-expropriated farmers' insurance and social security are as follows:

1, with different properties. Land-lost insurance refers to the unstable income source of farmers after they lose their land. However, the existing social endowment insurance for urban workers can not consider and bear the old-age security for landless farmers. In order to protect the rights and interests of landless peasants, the endowment insurance system for landless peasants was introduced to protect their rights and interests. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons.

2. The payment amount is different. Land-lost insurance will adopt different payment ratios according to different age groups, and the payment amount will be determined according to the economic development level of various places, and the payment standard of land-lost insurance is lower than that of social endowment insurance, and rural land-lost insurance will be lower than that of social endowment insurance when it is collected;

3. The insured is different. Land-lost insurance stipulates that 18-year-old and above land-lost farmers can voluntarily participate in the insurance. The age is based on the date of birth published on the resident ID card, and the land acquisition time is based on the land acquisition reply. The object of social security participation is actually all workers. In the case of meeting the requirements, the insured can get fixed income or loss compensation from the fund.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.