How to judge the duration of social security retroactive payments

The duration of social security retroactive payment is judged according to the type of retroactive payment.

Generally speaking, the duration of social security retroactive payment is as follows:

1. The duration of retroactive pension insurance: according to the provisions of the Social Insurance Law of the People's Republic of China*** and the State of China, an individual who participates in the basic pension insurance and has made contributions for a total of fifteen years by the time he or she reaches the legal age of retirement, will receive the basic pension on a monthly basis. If the number of years of contributions is less than fifteen, the period of contributions can be extended until it reaches fifteen, or transferred to the new type of rural social pension insurance or urban residents' social pension insurance, and enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. Therefore, the period of retroactive contributions for pension insurance can be judged according to individual circumstances and policy regulations.

2. The period of time for paying back medical insurance: The period of time for paying back medical insurance may vary according to the regulations of different regions. Generally speaking, after the medical insurance is cut off, it can be paid back for 3 months or more. In some regions, there may be some limitations on the period of retroactive payment of medical insurance, for example, in Beijing, the number of consecutive years of contribution needs to be recalculated after the medical insurance is cut off. Therefore, the duration of medical insurance premium payment should be judged according to the individual's situation and the local policy regulations.

Terms of payment for unemployment insurance, work-related injuries and maternity insurance: The term of payment for these insurances is usually relatively short, and is usually within a specified period of time after the occurrence of an unemployment, work-related injury or maternity event. The specific period of time for retroactive contributions needs to be judged according to local policy regulations.

General social security contribution base:

Social security contribution base is generally based on one's salary income in the previous year.

1. If the salary income of an employee is higher than 300% of the average salary of the local employees in the previous year, 300% of the average salary of the local employees in the previous year will be the contribution base;

2. If the salary income of an employee is lower than 60% of the average salary of the local employees in the previous year, 60% of the average salary of the local employees in the previous year will be the contribution base;

3. If the salary of an employee is in the range from 300% to 60%, the base for social security contribution is based on the actual situation. -60% of the average salary of the local employees in the previous year, according to the actual declaration. When the employee's salary income cannot be determined, the contribution base is determined by the average salary of local employees in the previous year announced by the local labor administration department as the contribution salary.

In summary, at the same time, if social security is not paid back for a long time after the break, it may affect the enjoyment of the relevant benefits. Therefore, it is recommended to know the local policy regulations in time and make timely retroactive contributions if eligible.

Legal basis:

The Social Insurance Law of the People's Republic of China

Article 60

Employers shall declare themselves, pay social insurance premiums in full and on time, and shall not suspend or reduce payment except for force majeure and other legal reasons. The social insurance premiums to be paid by employees shall be withheld and paid by the employing organization on behalf of the employees, and the employing organization shall inform the employees of the details of the payment of social insurance premiums on a monthly basis.