Which grade of social security contribution is best for you to get a higher pension?

Which grade of social security contribution is best for you to get a higher pension? What level of personal social security is the best to pay now, so that you can get a higher pension. In fact, we can't choose the payment level of this social security. If you are an on-the-job employee of the company, you must participate in your own social security benefits according to enterprises and institutions. In other words, we all decide according to our salary income. For a typical example, if the wage income is 8000 yuan, then my corresponding personal social security payment amount is 8000 yuan.

Of course, this 8000 yuan matches the average social security payment index of your city, which should be said to be between 60% and 300%, but the specific amount is determined according to the average wage of your city society. For example, the average wage in your local society is 6000 yuan, then 8000 yuan is equal to about 80%, and the average payment index. Therefore, on-the-job employees have a way to choose the amount of social security contributions. Most on-the-job employees make overall adjustments once a year according to their own salary changes or changes in the average social wage in your city.

Most people can also choose once a year. After the annual social security payment quota is promulgated, it should be after July every year, and individuals who are flexible employees can sign up for our own old-age insurance. In the process of selection, many cities are 60%~300%, and this range can be selected normally. In fact, some areas may be 40%, such as Beijing. But in recent years, he has been constantly raising this payment standard, which is likely to be difficult.

How to choose according to personal economic development ability? If you say that your economic strength is good, then we can appropriately increase the contribution index, because this average contribution index will immediately affect your future pension salary. Therefore, if you pay your contribution index according to 100%, you will definitely get a higher retirement pension than paying 60%. Therefore, I personally think that you have certain economic development ability, and the higher you pay, the better.