What are the insurances for individuals to pay social security?

Social security paid by individuals includes basic old-age insurance, basic medical insurance, maternity insurance, industrial injury insurance and unemployment insurance. Collectively referred to as the five risks, it is the national statutory insurance. If you apply for social security payment as a freelancer, you can choose two or three items, such as endowment insurance and medical care. If a woman suggests, you should choose maternity insurance. If the company pays collectively, then all five risks must be paid.

First, the details are as follows:

1, old-age insurance, medical insurance and unemployment insurance, all of which are premiums paid by enterprises and individuals, and the proportions to be paid are as follows:

2. Basic old-age insurance: the proportion of enterprise contributions is generally about 20% of the total wages of enterprises, all of which are included in the social pooling fund. The employee's contribution rate is 8% of his salary, all of which are included in his personal account.

3. Basic medical insurance: Employers generally pay about 6% of the total wages of employees, and individuals pay 2% of their own wages. All individual contributions are included in the personal account, about 30% of the employer's contributions are included in the personal account, and the rest are used to establish the overall fund.

4. Unemployment insurance: The employer pays unemployment insurance premium at 2% of the total wages of the employer, and the employees of the employer pay unemployment insurance premium at 1% of their wages.

5. Work injury insurance and maternity insurance are entirely borne by enterprises, and individuals do not need to pay.

Second, the characteristics of social insurance:

1. The objective basis of social insurance is the risks existing in the labor field, and the object of insurance is the individual workers;

2. The subject of social insurance is specific. Including workers (including their relatives) and employers;

3. Social insurance is compulsory;

4. The purpose of social insurance is to maintain the reproduction of labor force;

5. The insurance fund comes from the payment and financial support of employers and workers. Insurance coverage is limited to employees, excluding other social members. The insurance coverage is limited to all kinds of risks in labor risks, excluding other risks such as property and economy.

At work, the company will pay us five insurances and one gold. Of course, different units pay different social security. Moreover, the unit only helps us pay part of it. Individuals also need to pay a part. But the amount of this payment should be judged according to the local social insurance standards.