How can foreigners buy a house in Changsha without social security?

Mainlanders who have no social security in Changsha and can't buy a house according to the usual procedures can buy 1 set of commercial housing with the proof that they have paid personal income tax or social insurance continuously for more than 24 months in Changsha.

According to Changsha's housing purchase policy, non-local registered families who have no housing in Changsha are restricted to purchase commercial housing 1 set with proof of continuous payment of personal income tax or social insurance for more than 24 months. Note: Changsha hukou includes Changsha, Liuzhou and Nanjing. You can't buy a house without paying social security for 24 months, let alone a second suite.

Foreigners who do not pay social security and want to buy a house can buy a house according to law, which is not included in the purchase restriction policy. Therefore, you can buy without a Changsha hukou, and you are not limited to buying.

Auction houses are cheaper than regular houses, and they are still existing houses. There are many benefits, but there are risks. For example, auction houses are mortgaged by many parties, or rented out maliciously, or owe a lot of money, or hide sky-high taxes. If you buy it yourself, you must investigate it clearly, or you can find a reliable auction agency to entrust the auction. Although I have to pay some handling fees, it is much easier and more worry-free.

Housing conditions in Changsha

1. Changsha registered households have no houses in the restricted purchase area, and a set of commercial housing is restricted. If a household registered in Changsha owns a house in this city, it will not be able to buy a second house until the first house has obtained the real estate license for three years. Commercial housing purchased in this city (including second-hand houses, the same below) can only be listed after obtaining the real estate ownership certificate for 3 years.

2. Non-Changsha household registration. Non-registered families who have no housing in this city have been paying for more than 24 months in Changsha with personal income tax or social insurance certificates, and are restricted from buying a commercial house. Note: Changsha household registration includes Chang, Liu and Ning.

3. Settle in Changsha for more than 2 years, settle in Changsha for more than 1 year, settle in Changsha for more than 1 year, settle in Changsha for less than 1 year and settle in Changsha for more than 2 years.