Provisions of Beijing Municipality on the Payment Period of Medical Insurance

The payment period of medical insurance in Beijing is as follows:

Before 1 and February 3, 20031,if the insured reaches the continuous length of service stipulated by the state or has worked for more than 35 years, and the actual payment period of medical insurance premium reaches 10 years, he will no longer pay medical insurance premium and enjoy medical insurance benefits for life;

2.65438+Before February 3, 20031,if the insured person meets the continuous length of service stipulated by the state or has worked for 30 years but less than 35 years, the actual payment period of medical insurance premium will be 12 years, and he will no longer pay medical insurance premium and enjoy medical insurance benefits for life;

3.65438+Before Feb. 3, 20031,if the insured person has met the continuous length of service stipulated by the state or has worked for less than 30 years, the actual payment period of medical insurance premium will be correspondingly increased on the basis of 12 anniversary, and it will be regarded as the actual payment period (the longest is not more than 30 years). I have paid the actual payment period and reached the statutory retirement age, do not pay medical insurance premiums; If the actual payment period has not reached the statutory retirement age, I will continue to pay until I reach the statutory retirement age, no longer pay medical insurance premiums, and enjoy medical insurance benefits for life;

4. If the insured does not have the continuous length of service or working years as stipulated in the first three paragraphs of this article, the actual medical insurance premium shall be paid for 30 years. After paying this number of years, if the insured reaches the statutory retirement age, he will no longer pay medical insurance premiums; Those who have not reached the statutory retirement age will continue to pay fees until they reach the statutory retirement age, and will no longer pay medical insurance premiums. During the insurance period, a large amount of medical mutual insurance will be paid every year.

To sum up, medical insurance has the characteristics of "low level and wide coverage", and the payment is based on the expenses that most units and individuals can afford at a low level, covering all units and employees in cities and towns, and employees in different units can enjoy the rights of basic medical insurance. The insured can enjoy it for life after completing the payment period.

Legal basis:

Article 27 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.