Endowment insurance policy in Pingluo county

& lt 1 & gt； Social security is "guarantee", not "package". Social security is only the basic guarantee when suffering from risks; "Low security and wide coverage" are its characteristics; Only protect against illness, not accidental death.

& lt2> Non-social security designated hospitals cannot be reimbursed;

The expenses of<3> are increasing every year.

& lt4> I am responsible for work-related injuries, occupational diseases, traffic accidents or accidents caused by third parties.

& lt5> Social security is only basic. Social security is fundamental, paying attention to reimbursement of medical expenses. However, there are three expenses for a person to get sick:

One is: treatment fee;

The second is the cost of being unable to work and losing the source of income;

Third, the cost of later treatment, nutrition and nursing. It is also a big expense after a serious illness;

6> Both outpatient and inpatient departments have deductible lines and closed lines. Simply put, it is "there is a threshold fee with a cap line on it".

& lt7>, limitation of reimbursement scope. Some drugs (new drugs, imported drugs, expensive drugs, etc.). ), as well as some medical treatment projects and medical service facilities are not within the scope of social medical insurance reimbursement. The medical expenses caused by traffic accidents generally do not belong to the scope of social medical insurance reimbursement;

& lt8> Social Security does not pay for the death, commercial insurance is available, and death compensation can solve the living difficulties of the insured families;

& lt9> Social security pays money afterwards, while critical illness insurance in commercial insurance pays money after diagnosis. If there is a serious illness, it can make up for the predicament that many families have no money to treat.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.