How to use individual medical insurance accounts as a whole?

Individual medical insurance account as a whole, as follows:

The money in the general medical insurance pooling account can be used to reimburse related medical expenses, such as reimbursement of hospitalization expenses, outpatient medical expenses for specified diseases, and outpatient medical expenses for serious diseases. When medical expenses are reimbursed by the medical insurance pooling account, there are usually restrictions such as deductible, reimbursement ratio and limit. The money in the personal account of medical insurance is used to pay for the purchase of medicines at designated pharmacies, and to pay for the expenses that need to be borne by individuals in the general outpatient expenses and hospitalization expenses.

The medical insurance pooling account is used to pay medical expenses, and the specific use method can be carried out according to the following steps:

1. Pay the medical insurance fee: First of all, you need to pay the medical insurance fee on time to ensure that your medical insurance account has enough funds. This expense is usually deducted directly from wages or other income.

2. Settlement of medical treatment: When you need medical treatment, before choosing a medical institution, you can ask whether the institution has services that are connected with the medical insurance system. Remember to bring your ID card, social security card and related documents before going to the hospital.

3. Settlement of medical expenses: After seeing a doctor, you can go to the hospital window or the self-service machine with the social security card to settle the medical expenses. The hospital will check the personal information and medical insurance information and deduct the fees to be paid from the medical insurance co-ordination account.

To sum up: the use of medical insurance pooling account is to facilitate the insured to pay medical expenses when seeking medical treatment. The specific method of use may vary from region to region and hospital. It is recommended that you consult the hospital staff according to the regulations of the hospital.

Legal basis:

People's Republic of China (PRC) social insurance law

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In order to standardize the social insurance relationship, safeguard the legitimate rights and interests of citizens to participate in social insurance and enjoy social insurance benefits, enable citizens to enjoy the fruits of development and promote social harmony and stability, this Law is formulated in accordance with the Constitution.