Social security is divided into two accounts, one is a personal account and the other is a national overall account. Who can add a picture to this topic and describe it carefully?

Social security personal account: an individual account opened by an independent natural person in a local social security center with social insurance as welfare benefits. Personal social security accounts are divided into medical accounts and pension accounts. Others include (childbirth, work injury, etc.). ).

National overall account: the renewal of endowment insurance is a question of the transfer ratio of funds in the overall account, which is currently 12%. How to transfer funds when the insured person transfers? In case of personal account deposit, transfer shall be calculated according to the accumulated principal and interest paid by individuals before 1998 1, and transfer shall be calculated according to the total personal account deposit after 1998 1. The overall fund shall be transferred according to the sum of the actual payment wages of 1998 1 year. If the insured payment is less than 1 year, the transfer shall be calculated according to the actual payment months.

Where can I get my pension?

After Li left Nanjing, assuming that he worked in Shanghai, Beijing and other places and paid insurance, where did the pension insurance come from after retirement?

1. If his pension insurance relationship is in Nanjing, he will receive a pension in Nanjing.

2. If his pension insurance relationship ends up in Beijing and he has paid in Beijing for 10 years, he will receive a pension in Beijing.

3. If his pension insurance relationship is finally in Beijing, but his contribution in Beijing is less than 10 years, but he has paid in Shanghai for 10 years, he can receive a pension in Shanghai.

4. If his accumulated contributions in Nanjing, Beijing and Shanghai are less than 10 years, then his relationship and funds will be collected in Nanjing, where he is registered, and he will receive a pension in Nanjing.