Small companies are under great pressure to pay social security.

An obvious difference between personal social security and company social security is that personal social security mainly includes endowment insurance and medical insurance, while company social security usually includes five insurances, namely endowment insurance, medical insurance, unemployment insurance, maternity insurance and work injury insurance.

In fact, individuals and units are also very different in terms of payment and methods. Because most of the social security paid by the unit is borne by the unit, and a small part is borne by the employees, the expenses of maternity insurance and work-related injury insurance are all paid by the unit company for the employees, so the individual payment pressure of the employees will be much less. If an individual pays social security, the expenses will be borne by the individual himself, and the pressure of payment is even greater. Therefore, individual payment of social security is more suitable for people with higher income and strong ability to pay.

In addition, there are restrictions on the household registration of individuals and units that pay social security. Individuals who pay social security for urban and rural residents must be local accounts, and foreigners can only participate in employee social security. Employers pay social security, whether local or off-site, as long as employees work full-time in the company, they can help them pay social security.

To sum up, I suggest that you pay social security by your unit as much as possible, so that you can not only get more comprehensive treatment, but also have less pressure on payment and household registration restrictions. Of course, if you have to pay social security in your personal capacity, you must pay it on time and pay as much as possible.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.