Is there any way for people who have exceeded the retirement age and have not bought social security before to make up for it?

As we all know, the retirement age in China is 60 for men, 55 for women cadres and 50 for women workers. If you want to retire by the way and get a pension, you must meet one condition when you reach the legal retirement age, that is, you can enjoy retirement benefits after paying social security 15 years.

So far, there are still many people in China who have reached the legal retirement age, or those who have exceeded the legal retirement age have not paid social security, and they don't even know what social security is. Then, is there any way for people who have passed retirement age and have not bought social security before to pay back?

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The answer is, of course.

1. Employee pension insurance For those who have exceeded the statutory retirement age and have not bought social security, they cannot participate in urban employee pension insurance, because enterprises cannot pay social security for such people.

If someone has paid social security in the company before, and it is interrupted halfway, or the company has not paid social security to employees, such people can find the original company and negotiate with the original company to pay back the social security, but we should pay attention to two issues: first, whether the local government allows one-time payment of social security, and second, whether the original company is willing to pay back it, because it is difficult to recover it because of its long history.

2. If the insured person of urban and rural residents' endowment insurance reaches the statutory retirement age and fails to pay social security for 15 years, the unit may not continue to pay social security for him. You can choose the old-age insurance for residents until you pay 15 years, and you can go through retirement procedures and enjoy retirement benefits.

3. Flexible employment If you want to continue to participate in insurance after reaching the statutory retirement age, you need to meet certain conditions.

For example, if the household registration personnel in Guangzhou and Guangdong provinces who are employed across the city in the province have actually paid the basic old-age insurance premium for enterprise employees for five years at the last insured place, they can participate in the basic old-age insurance for enterprise employees at the last insured place.

For example, people of working age whose household registration is in Hangzhou, not in the urban area of Hangzhou, who have terminated or terminated their labor relationship with the employer, have participated in medical insurance for urban employees and the actual payment period has accumulated over 10 years, can be insured as flexible employees in Hangzhou, and finally go through retirement procedures in Hangzhou and enjoy retirement benefits in Hangzhou.

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To sum up, there are ways to remedy those who are over retirement age and have not paid social security or have not paid social security for 15 years. One is to pay them in one lump sum, and the other is to continue to participate in the insurance until the minimum age of payment 15 years.

Finally, we must pay social security as soon as possible, especially for freelancers, because once social security is interrupted, many things can't be done, and it's too late to remember to pay social security until retirement, either the social security contribution is less than 15 years, or the retirement is delayed, which is very troublesome.