Proportion of medical insurance payment in Beijing

Legal analysis: Old-age insurance: the unit pays 20% and the individual pays 8%.

Medical insurance: unit contribution ratio 10%, individual contribution ratio 2%+serious illness co-ordination in 3 yuan.

Unemployment insurance: unit contribution rate 1%, individual contribution rate 0.2%.

Industrial injury insurance: the unit pays 1%, and the individual does not pay.

Maternity insurance: the unit pays 0.8%, and the individual does not.

Housing accumulation fund: unit contribution ratio 12%, individual contribution ratio 12%.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.

Twenty-eighth medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency treatment and rescue shall be paid by the basic medical insurance fund in accordance with state regulations.