Can the social security paid be refunded?

The social security paid can be refunded.

You can get a refund if you pay social security. It's not that easy just to withdraw money. After all, social security, as a social security system, is not something you can join or quit if you want to join. However, if there are some special reasons, you can also surrender your insurance and get your previous money back.

Conditions for revoking social security:

1, the insured dies and surrenders. In this case, the immediate family members can inherit all the expenses of the personal account;

2. The insured can surrender his insurance if he goes abroad to settle down or changes his nationality;

3. In case of repeated payment of social security, you can surrender;

4, reached the statutory retirement age but failed to pay the prescribed number of years;

5. The social security relationship cannot be transferred;

6, a major change, can no longer continue to pay.

Procedures for returning social insurance:

1, the insured unit has gone through the formalities of stopping insurance for the employee and paid the social security fee owed;

2, fill in the "pension insurance surrender unemployment insurance one-time living allowance declaration form" (unit seal);

3. Original and photocopy of the insured's ID card1;

4. I will go to the last social security bureau;

I went to the bank to get the surrender money.

To sum up, it should be noted that social security has two accounts, one is the overall fund account and the other is the personal account. Social security refund will only return the money in your personal account to you, not the money in the overall fund account, which is very uneconomical.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 14

Personal accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted; If an individual dies, the balance of the individual account can be inherited.

Article 17

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.