What is the impact of the five insurance broken

Recently, the news about the five insurance break has attracted widespread attention. It is understood that the five insurance break refers to the enterprise in the payment of social security is not in accordance with the provisions of the five insurance behavior, which will have a significant impact on the enterprise and employees. This article will discuss the impact of the five insurance break from the perspective of both enterprises and employees.

Enterprise perspective

1. Fines

The five insurance break will lead to the risk of fines for enterprises. According to the Social Insurance Law, if an enterprise fails to pay social security fees in full and on time, it should add a late payment fee of 3% of the unpaid amount and a daily penalty interest of 0.05% of the unpaid amount. Meanwhile, enterprises will also face higher fines if they have maliciously defaulted on social security payments.

2. Damage to credit record

Five insurance breaks will have an adverse effect on a company's credit record. Social security is a legal responsibility of the enterprise, if the enterprise fails to pay the social security fees on time and in full, it will be listed in the blacklist of credit failure, which will bring great difficulties to the operation and development of the enterprise.

3. Damage to employee benefits

Five insurance breaks will lead to damage to the welfare of employees. Social security is an important welfare of employees, if the enterprise fails to pay the required social security fees, will lead to employees' social security rights and interests are affected. Once an employee has an accident or illness, he or she will not be able to enjoy due social security benefits.

Employee perspective

1. Social security rights and interests are damaged

Five insurance breaks will have a direct impact on the social security rights and interests of employees. Social security is an important benefit for employees, if the company fails to pay the required social security fees, it will lead to the employee's social security rights and interests are affected. Once an employee has an accident or illness, he or she will not be able to enjoy due social security benefits.

2. Decrease in wages

Five insurance breaks will lead to a decrease in the wages of employees. Social security is an important benefit for employees, if the company fails to pay the required social security fees, it will lead to a decline in the employees' social security benefits. This will have a considerable impact on the employee's life and family.

3. Limited Employment Prospects

The break in the five insurance will adversely affect the employment prospects of employees. Social security is an important consideration for companies recruiting employees, and if an employee has a poor social security record, it will have a negative impact on his or her employment prospects. This will result in the employee's career development being limited and making it difficult for them to realize their career dreams.

Operating steps

In order to avoid the occurrence of five insurance breaks, enterprises and employees need to pay attention to the following points:

1. Enterprises should pay the social security fees in full and on time to ensure that the social security rights and interests of the employees are protected.

2. Employees should pay attention to their social security records and keep abreast of their social security rights and interests.

3. Enterprises and employees should enhance their understanding of social security policies to ensure that their social security behavior is in line with the law.

4. Enterprises and employees should actively participate in the management of social security, *** with the maintenance of social stability and harmony.

Conclusion

The five insurance breaks will have a significant impact on enterprises and employees, enterprises and employees should *** with the efforts to strengthen the understanding of social security policy and management, to ensure that their social security behavior in accordance with the law, to maintain their social security rights and interests, and promote social stability and harmonious development.