Why are young people unwilling to buy social security?

First, the salary is not high, and it is not cost-effective to pay social security.

In fact, a very real problem for the new generation of young people now is that the general wage level is not high. Originally, I was paid less for a month's work, and I had to pay some social security. Many young people would rather get more wages than think too much about the role of social security. Moreover, modern young people think that it is not cost-effective to pay social security, and the money paid out every month is useless because I don't know where it is. It is also rare to use these so-called social security benefits.

Second, the payment period is too long, and there is no future.

The state stipulates that the minimum payment period of social security is 15 years, and you can enjoy the corresponding lifelong welfare after retirement only after paying in full. So many young people think that 15 is really too long, and I wonder if it will happen in the future. They think it's a long time to pay social security. Maybe what we are talking about now is that social security can protect our lives to a greater extent, such as reimbursement at ordinary times. But who can say what it will be like in the future? It may never be needed, and it will be wasted if the social security fee is not paid.

There are also many young people who will consider when I will pay social security. I am retired, what benefits can I enjoy and how much can I get every month? Can I get a refund of the social security fee I paid then?

Third, frequent job hopping is unnecessary.

Now there is a joke circulating on the Internet: Never lose your temper with young people or resign if you don't agree! It really is. Nowadays, post-90s workers frequently change jobs, and they will stay in naked resignation forever. Therefore, they have no concept of social security, thinking that they will change jobs anytime and anywhere, and there is no need to pay social security. Moreover, if you change your job, it means that you need to find a new job to renew it immediately, and you need to go through the formalities again, which is easy to lose more than you gain, and it is also more troublesome.

The above is the reason why the author summarizes that modern young people are unwilling to buy social security, mainly because of their low wages and high expenses, and they don't want to spend it on uncertain things. In short, everyone has their own ideas.

In fact, modern young people still have no sense of social security. I suggest that you can buy yourself a social security and give yourself a reliable social insurance, which is still necessary.