Is the new rural cooperative medical system social security now?

At present, there are three forms of social endowment insurance in China, namely, new rural cooperative medical care, urban residents' endowment insurance and urban workers' endowment insurance. The full name of the new rural cooperative medical insurance is the new rural cooperative medical insurance, which is only one kind of social security, and there can only be one at the same time. Social security refers to endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, which is popularly called "five insurances". It is a guaranteed treatment and welfare purchased by enterprises for employees, and it is also mandatory. The New Rural Cooperative Medical System (NCMS) is a new rural cooperative medical system, referred to as the new rural cooperative medical system. Now, the medical insurance for urban residents has been merged, which is collectively called the medical insurance for urban and rural residents. On the payment standard, social security is much higher than the new rural cooperative medical system, and the payment amount of the new rural cooperative medical system is around 200 yuan. The minimum social security payment is one year 1000 yuan, and the higher the salary, the higher the payment. Of course, it is no big problem to have a fixed income and a fixed payment amount and time, but for farmers, especially those with short working hours, the new rural cooperative medical system is obviously more suitable for them, but for long-term farmers, social security is a better choice. In terms of reimbursement ratio, the medical insurance in social security is mainly used for medical reimbursement, including hospitalization medical expenses reimbursement, maternity allowance reimbursement and general outpatient medical expenses reimbursement; The new rural cooperative medical system has different reimbursement rates due to different regions. The scope of outpatient reimbursement is larger than social security. In addition to hospitalization compensation, there is also critical illness insurance. However, it can be seen from the proportion and scope of reimbursement in various hospitals that if you are in a township hospital, the reimbursement ratio of the new rural cooperative medical system is relatively high; If you are treated in a hospital above the municipal level, the proportion of social security reimbursement is relatively high, but both of them decrease with the improvement of hospital level! For example, the reimbursement ratio of social security and medical insurance is generally 70%-85%, and the new rural cooperative medical system is 50%-70% (the policies vary slightly from place to place). In terms of insurance coverage, social security mainly includes formal work or in cities and towns, and everyone can participate in social security; The new rural cooperative medical system can only be handled by rural hukou. In terms of years of participation, men have paid social security and medical insurance for 25 years, and women have paid for 20 years. After retirement, they can enjoy exemption, and they can still enjoy medical reimbursement after reaching retirement age; The new agricultural integration is paid once a year and only guaranteed for one year.

Legal objectivity:

Article 10 of the Social Insurance Law of People's Republic of China (PRC) * * * Employees shall participate in the basic old-age insurance, and both employers and employees shall pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.