Can an individual pay the old-age insurance in one lump sum if he has not paid it?

Endowment insurance can be supplemented. If the party reaches the legal retirement age and meets the relevant regulations, it can be paid in one lump sum. If the basic old-age insurance premium is not paid due to the employer's reasons, the employer may submit a written application for overdue payment to the administrative department of labor and social security, and submit the proof of labor relationship with the laborer during the application for overdue payment, as well as the proof of wage income. After confirmation, the basic old-age insurance premium can be paid back.

The payment process of endowment insurance is as follows:

1. Individuals should fill in the supplementary undertaking and application form before handling supplementary endowment insurance, and at the same time, after providing relevant supporting materials, submit an application for supplementary payment to the filing institution;

2. Collect and fill in the information needed to pay the endowment insurance premium;

3. After receiving the information, the handling personnel shall review the information on the spot. Those who meet the requirements can be handled on the spot. If it cannot be handled on the spot, an acceptance receipt will be issued and completed within 20 working days. Through the establishment of the old-age insurance system, it is conducive to the replacement of old and new, and the rationalization of employment structure; Providing the elderly with basic living security and a sense of security is an important measure to deal with the aging population and is conducive to social stability; It can inspire young people to forge ahead, raise wages, provide security for their retirement and help promote economic development from the side.

Three treatment methods after payment is cut off:

1. If the payment period is less than 3 years, you can first prepare the labor contract, work permit, salary flow and other materials to the Social Security Bureau for payment.

However, in order to avoid a trip in vain, it is recommended to call the local social security bureau first to find out the information that needs to be prepared.

2. If you haven't paid social security for a long time before retirement, you still haven't reached 15 social security payment period. If you want to get a pension after retirement, you can choose to continue working and ensure to pay social security 15.

3. Pay social security directly and withdraw the balance from the social security account. However, this will lead to the inability to enjoy medical insurance reimbursement services and the inability to receive pensions.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.