Does Beijing's unemployment benefits affect social security?

Beijing unemployment benefits have a certain impact on social security, mainly in the following aspects:

1. Reduction of payment period: during the period of receiving unemployment benefits, individuals do not need to pay endowment insurance premiums, so the payment period of individuals will be reduced.

2. Reduced pension benefits: With the reduction of the payment period, the personal pension benefits will also be reduced accordingly.

3. Medical insurance benefits are affected: during the period of receiving unemployment benefits, personal medical insurance benefits will also be affected, which may interrupt medical insurance payment and lead to the interruption of medical insurance benefits.

Unemployment benefit is a relief fund set up by the state to ensure the basic livelihood of the unemployed, aiming at helping the unemployed tide over the difficulties. However, during the period of receiving unemployment benefits, individuals do not need to pay pension insurance premiums, which will lead to a reduction in the number of years of individual payment, thus affecting their pension benefits. In addition, because medical insurance and old-age care are tied together, personal medical insurance benefits will also be affected during the period of receiving unemployment benefits.

The criteria for applying for unemployment benefits include the following aspects:

1. Before unemployment, the employer and I have paid unemployment insurance premiums for one year.

2. Do not terminate the employment relationship according to my wishes.

3, has been registered for unemployment, and there are job requirements.

Unemployed people who meet the above conditions can receive unemployment insurance benefits. The specific amount and period of collection are determined according to the payment period and the local minimum wage standard. Generally speaking, the longer the payment period, the more unemployment insurance money you receive; The higher the local minimum wage, the more unemployment insurance money you receive. However, it should be noted that the maximum period for receiving unemployment insurance benefits shall not exceed 24 months.

To sum up, Beijing unemployment benefits have a certain impact on social security, mainly reflected in the reduction of payment years, the reduction of pension benefits and the impact of medical insurance benefits. In order to minimize the impact on social security, we can take precautions, actively find a job, and pay attention to policy changes.

Legal basis:

People's Republic of China (PRC) social insurance law

Chapter V Unemployment Insurance

Article 45

Unemployed persons who meet the following conditions shall receive unemployment insurance money from the unemployment insurance fund:

(a) before unemployment, the employer and I have paid unemployment insurance premiums for one year;

(two) the employment is not interrupted because of my will;

(three) registered unemployed and have job requirements.