How much social security does Shenzhen flexible employees pay?

Non-Shenzhen household registration personnel can also purchase flexible employment social security, including pension insurance, medical insurance and unemployment insurance. These types of insurance are the same as enterprise employee insurance, so the treatment is the same.

Freelancers without units:

Flexible employees refer to those who are employed in flexible forms such as part-time, temporary and flexible work.

Paying flexible employment social security generally requires local household registration, but it only includes two types of insurance, so the protection is weak. According to the prescribed payment base (local differences), pay according to a certain proportion. The local regulations are different. General old-age insurance is paid at the rate of 18-28%, and medical insurance is generally paid at the rate of 6- 10% of the local average wage in the previous year.

Recently, non-deep household registration can be insured with flexible employment insurance (medical insurance, pension, unemployment)

Non-Shenzhen household registration personnel who have not reached the statutory retirement age and are employed flexibly in Shenzhen can apply for the first file of Shenzhen basic medical insurance in their personal capacity, and the medical insurance expenses will be paid by individuals.

From May 2023 10 to June 30, 2023, the optional range of monthly payment base is 6972-34860 yuan, and the reference range of monthly payment for flexible employees with non-deep household registration who participate in medical insurance is 57 1.7-2858.5 yuan.

Unemployment and non-local residents pay social security: social security platform payment.

Of course, if it is only a short transition, you can consider platform payment, which is simple and fast.

It is the same as the basic social security for employees. Generally speaking, through the social security payment platform, the fees that individuals need to pay are divided into two parts: social security fees and platform service fees.

Compared with the high social security service fees of other service platforms, eSecurity insists on giving profits to users. E social security not only has no so-called membership fee and invisible fee, but the monthly social security service fee is only 39.9 yuan/person, the supplementary social security service fee is 69.9 yuan/month, and the provident fund service fee is 29.9 yuan/month.

Related Q&A: What is the social security base of 3000? Legal analysis: a document. The social security base of 3000 means that your social security is paid according to the standard of 3000. That is, the company uses 3000 yuan as your personal salary standard to buy social security for you, but your real salary may not be this figure.

Legal basis: Article 12 of the Social Insurance Law of People's Republic of China (PRC), the employing unit shall pay the basic old-age insurance premium in proportion to the total wages of its employees as stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Related questions and answers: Why should the social security payment base be divided into multiple grades? What's the difference between different grades? Why should the social security payment base be divided into multiple payment grades? This is an interesting question, and I am happy to share my views with you.

First, why should the social security payment base be divided into several grades?

Before answering the question why the social security payment base should be divided into multiple grades, we must first understand the nature of China's social security system. According to the provisions of the Social Security Law, China's social security system adheres to the principle of "wide coverage, basic protection, multi-level and sustainable development, and the level of social insurance should be compatible with the level of economic and social development". In order to adapt to the social security system, the payment base of endowment insurance cannot be unified. It is necessary to ensure wide coverage, that is, everyone can participate in social insurance, and at the same time, it is necessary to take care of different groups at different levels, including urban and rural ordinary residents, self-employed, flexible employees, and on-the-job workers. All groups have the right to participate in social insurance and enjoy social security. Each group chooses different payment standards according to its own economic ability, which can meet the requirements of wide coverage, basic protection and multi-level.

Two, the social security payment base is currently divided into several payment grades?

At present, the base level of social security payment is divided into two parts: urban employee social security and resident social security.

In most places, the social security payment base of urban workers is divided into three payment grades, namely, 300%, 100, and 60%, of which 300% is the upper limit of payment, that is, if my actual monthly salary exceeds 3 times the average social wage, I can only pay at most 3 times the average social wage, which is to limit the gap between pensions, also called capping; 100% payment is suitable for most people, mainly for on-the-job employees; 60% is the lower limit of payment, which mainly takes care of employees and flexible employees in some difficult enterprises. They are willing to participate in social security, but they are too high and can't afford it. In other words, if the average social wage of employees is less than 60%, they can pay 60%.

Social security for urban and rural residents, especially endowment insurance, is divided into 12 payment grades, ranging from 100 yuan per year to 2,000 yuan per year. It is also designed for the goal of wide coverage, basic protection and multi-level. The purpose is to ensure that all insured people can do their best to ensure a basic old-age security for the elderly.

Third, what is the difference between different payment grades?

Different payment grades vary greatly. This difference is reflected in the following two aspects:

The first is the difference between payment. Paying 300% is three times that of paying 100% and five times that of paying 60%. For example, the payment base is 5000 yuan per month, and the payment is 300%. In fact, the payment base should be calculated according to 15000 yuan, 100% according to 5000 yuan, and 60% according to 3000 yuan.

The second is the difference between treatment guarantee. Taking the calculation of pension as an example, if 5000 yuan is also used as the payment base, 300% is used for payment and 8% is used for personal payment, then 15 is 2 16000 yuan; Pay according to 100%, and the personal account of 15 is 72,000 yuan; According to 60% calculation, the personal account of 15 is 43,200 yuan, which is a huge difference. Divide the personal account principal (male retires at the age of 60) by 139 months, then the monthly personal account pension for those who pay 300% is 1554 yuan; Payment 100%, the monthly personal account pension is 5 18 yuan; If you pay 60%, the monthly personal account pension is 3 1 1 yuan. Interest income is not calculated for this difference. The higher the personal account balance, the higher the interest income. If the basic pension is added, because the basic pension is averaged according to the average social wage plus the average index wage over the years, the higher the average contribution index, the higher the average, and the greater the proportion of the average social wage.

To sum up, the reason why the social security payment base is divided into several payment grades is mainly to achieve the goal of "wide coverage, basic protection and multi-level" of the social security system. Under the guidance of this goal, the insured can afford it, enjoy it and be guaranteed. Due to the great differences in payment standards and treatment between different grades, we should fully consider our economic affordability when participating in social security, and choose the payment grades that meet the same payment base, which can not only protect our basic life from being affected, but also ensure the needs of old-age care and medical treatment in the future.