Insurance companies pay social insurance.

Insurance companies pay social insurance.

Many people have heard of PICC paying social security, but they don't know much about the specific situation. Let's look at PICC.

Social security is a kind of social security welfare. Many people are willing to pay social security because social security can protect their old age and is also a life plan. Many people can't pay social security on time for various reasons. Many companies have taken a fancy to these market demands and launched many payment products, such as PICC.

So, is this product reliable to pay social security? The reliability of social security payment institutions mainly depends on whether their qualifications are complete, whether their services are professional, whether they are outsourced to a third party, and the charging standards and details. It is understood that PICC has been operating for 17 years, and its business license, business license and human resources service license are all complete.

In operation, it is relatively strict, which basically ensures the information security and guarantee of the insured. In terms of social security payment base, it is also calculated according to the unified provisions of the state. For the insured, an agreement will be signed and the legitimate rights and interests will be guaranteed.

Consequences of paying social security by affiliated units

Many people look for companies to pay social security for social security. What are the consequences of the affiliated unit paying social security?

Relying on other companies to pay social security is a major violation of laws and regulations, which will bring bad consequences to enterprises and individuals, such as fines.

It is difficult for workers to recover social security fees when enterprises cancel or individuals "run away". In addition, the affiliated people think that the affiliated behavior is "not on the table", and most of them dare not take the initiative to defend their rights, which also encourages the arrogance of bad intermediaries or affiliated companies.

Moreover, some affiliated personnel require the company to be responsible for their employment, wages, welfare, medical care, work-related injuries and personal accidents. Even if you don't want to cheat money, once there is a major violation of laws and regulations, it will bring bad consequences to the enterprise. Workers mistakenly believe that the social insurance law does not prohibit employers from paying social security fees for employees who are not in their own units, which is voluntary for employees and enterprises.

Enterprises will not only face administrative punishment, but also be investigated for criminal responsibility if the circumstances are serious. In particular, the act of forging employee rosters and payrolls can't stand inspection, and this kind of insurance fraud may be included in the blacklist of dishonesty, which will bring unnecessary trouble to the business development of enterprises.

Third-party payment of social security risk

Finding a third party to pay social security has certain security risks, which is something that many people are worried about. Let's take a look at the hidden dangers of third-party payment of social security.

1. Unpaid and missed payments

It is difficult for outsiders to join the company. There is no contract and there is no labor relationship. No one has the obligation to help you successfully participate in the insurance, especially small enterprises, and there is a risk of missing payment.

2. Maternity allowance cannot be reimbursed.

How many procedures does it take to apply for reimbursement of maternity allowance? In addition to your certificates and payment documents, the employer also needs to submit various materials, such as the social insurance registration form, the increase and decrease table of employees participating in basic pension/work injury/maternity insurance, and the summary table of enterprise employees' basic pension/work injury/maternity insurance declaration. See if the HR of the affiliated unit is willing to run errands for you. In addition, the maternity allowance will be directly credited to the enterprise account. If you meet a company with strict financial approval, then you won't get this allowance.

3. Corporate legal risks

Enterprises will face huge fines, because it is illegal to pay social insurance to employees who are not in their own enterprises.

4. Business failure

Nowadays, the market competition is becoming more and more fierce, and countless large, medium and small enterprises close down every day because of poor management. If you are unlucky, the company to which social security belongs will go bankrupt, so who will ask for their social security fees? First, there is no labor contract, second, there is no labor relationship, and third, there is no legal agreement. Once an enterprise has an accident, the social security fee cannot be recovered, and there is no way to protect rights.

The above is related to social security payment, I hope it will help everyone!